Data & Analytics
Perhaps more than ever before, technology is changing how companies operate, produce and deliver products and services to their customers. Similarly, technology is also...
Alternative credit data and trended data each have advantages to lenders and financial institutions. Is there such a thing as the MVD (Most Valuable...
Are You #TeamTrended or #TeamAlternative? There’s no such thing as too much data, but when put head to head, differences between the data sets...
Experian Boost gives consumers greater control over their credit profiles by allowing them to add non-traditional credit information to their Experian credit...
From the time we wake up to the minute our head hits the pillow, we make about 35,000 conscious and unconscious decisions a day....
2019 is here — with new technology, new regulations and new opportunities on the docket. What does that mean for the financial services space?...
Subprime originations hit the lowest overall share of the market seen in 11 years, but does that mean people are being locked out car...
“We don’t know what we don’t know.” It’s a truth that seems to be on the minds of just about every financial institution these...
Your model is only as good as your data, right? Actually, there are many considerations in developing a sound model, one of which is...
Every morning, I wake up and walk bleary eyed to the bathroom, pop in my contacts and start my usual routine. Did I always...
Picking up where we left off, online fintech lenders face the same challenges as other financial institutions; however, they continue to push the speed...
In 2011, data scientists and credit risk managers finally found an appropriate analogy to explain what we do for a living. “You know Moneyball?...
While electric vehicles remain a relatively niche part of the market, with only 0.9 percent of the total vehicle registrations through June 2018, consumer...
I believe it was George Bernard Shaw that once said something along the lines of, “If economists were laid end-to-end, they’d never come to...
This is an exciting time to work in big data analytics. Here at Experian, we have more than 2 petabytes of data in the...