Data & Analytics
This article was updated on March 6, 2024. Advances in analytics and modeling are making credit risk decisioning more efficient and precise. And while...
This article was updated on February 28, 2024. There’s always a risk that a borrower will miss or completely stop making payments. And when...
This article was updated on February 23, 2024. First impressions are always important – whether it’s for a job interview, a first date or...
This article was updated on February 21, 2024. With the rise of technology and data analytics in the financial industry today, it’s no longer...
Developing machine learning (ML) credit risk models can be more challenging than traditional credit risk modeling approaches. But once deployed, ML models can increase...
As a community bank or credit union, your goal is to provide personalized care and attention to your customers and members while effectively managing...
This article was updated on February 12, 2024. The Buy Now, Pay Later (BNPL) space has grown massively over the last few years. But...
Companies depend on quality information to make decisions that move their business objectives forward while minimizing risk exposure. And in today’s modern, tech-driven, innovation-led...
This article was updated on February 6, 2024. Lenders looking to gain a competitive edge need to improve their credit underwriting process in the...
This article was updated on January 23, 2024. Sometimes you have to break from tradition and look to modern solutions to address modern problems....
In today’s highly competitive landscape, credit card issuers face the challenge of optimizing portfolio profitability while also effectively managing their overall risk. Financial institutions...
In an era where record-breaking home prices and skyrocketing interest rates define the mortgage landscape, borrowers find themselves sidelined by prohibitive costs. With the...
Model explainability has become a hot topic as lenders look for ways to use artificial intelligence (AI) to improve their decision-making. Within credit decisioning,...
While today’s consumers expect a smooth, frictionless digital experience, many financial institutions still rely on outdated technology and manual reviews to acquire new customers....
In today’s fast-paced digital world, the risk of fraud across all industries is a constant threat. The traditional methods of fraud detection are no...