Digital Technology
Getting customers to respond to your credit offers can be difficult. With the advent of artificial intelligence (AI) and machine learning (ML), optimizing credit...
Finding a balance between providing secure financial services and user-friendly experiences is no easy task. One of the biggest hurdles? Ensuring identity authentication is...
With more consumers online, bad actors are taking the opportunity to commit more financial crimes, such as account takeover fraud. This online scheme resulted...
In the previous episode of “The Chrisman Commentary” podcast, Joy Mina, Director of Product Commercialization at Experian, talked about the misconceptions associated with verifications...
Experian’s award-winning platform now brings together market-leading data, generative AI and cutting-edge machine learning solutions for analytics, credit decisioning and fraud into a single...
“Learn how to learn.” One of Zack Kass’, AI futurist and one of the keynote speakers at Vision 2024, takeaways readily embodies a sentiment...
In the previous episode of “The Chrisman Commentary” podcast, Joy Mina, Director of Product Commercialization at Experian, talked about the benefits of a waterfall...
To say “yes” to consumers faster and more efficiently, financial institutions need flexible access to instant income and employment verification data. In an episode...
In the ever-expanding financial crime landscape, envision the most recent perpetrator targeting your organization. Did you catch them? Could you recover the stolen funds?...
This article was updated on March 6, 2024. Advances in analytics and modeling are making credit risk decisioning more efficient and precise. And while...
This article was updated on February 23, 2024. First impressions are always important – whether it’s for a job interview, a first date or...
This article was updated on February 21, 2024. With the rise of technology and data analytics in the financial industry today, it’s no longer...
This article was updated on February 12, 2024. The Buy Now, Pay Later (BNPL) space has grown massively over the last few years. But...
This article was updated on February 6, 2024. Lenders looking to gain a competitive edge need to improve their credit underwriting process in the...
This article was updated on January 30, 2024. Income verification is a critical step in determining a consumer’s ability to pay. The challenge is...