Digital Technology

Gavin Harding, Senior Business Consultant, continues in this Q&A with insight that spans across all lenders and their use of alternative data.

Any analytical environment is only as good as the data you put into it. Check these four key features when choosing the right one for your organization.

At Experian, for machine learning, we use Extreme Gradient Boosting (XGBoost) implementation of Gradient Boosting Machines.

FinTechs first entered the marketplace as competitors, but as they grow, some have started to partner with traditional financial institutions.

Not only are personal loans are increasing, but so is the share of those loans originated by FinTechs is also growing quickly across all generations.

You want to use big data, but how do you make your analytics truly actionable to stay ahead of the competition? Using an analytical sandbox is the answer.

After Hurricane Florence, Experian is here to help. People can download our free Vehicle Flood Risk Check app.

Machine learning's ability to consume vast amounts of data to uncover patterns and deliver results makes it well suited for the credit risk industry

Change has certainly changed the consumer, and everyone seems to recognize this but collections professionals. See how digital collections is catching up and getting results.

There are more than 220 million credit-active consumers. Hear from a data expert on ways analysts can explore these files and dig into big data with ease.

Underwriting a sizeable loan can take weeks with the task of collecting income and asset documents to analyze and verify. Understand how verification solutions are easing the pains in the complex mortgage process.

With so much data being generated by our social media obsession, should lenders consider social media insights to assess credit risk?

Javelin Strategy & Research announced the 2017 Identity Proofing Platform Awards. We were honored to see CrossCore as the identity proofing platform winner.

The collections space has been migrating from traditional mail and outbound calls to electronic payment portals, digital collections and virtual negotiators. Now that collectors have had time to test virtual collections, we’ve collected some data points. Here are a few:

APIs--Application Programming Interfaces--are the hidden backbone of our modern world which allow software programs to communicate with one another.