Digital Technology
At some point a lender may need to issue an RFI or an RFP for a credit decisioning system. In this latest installment of...
The sharp uptick in fraud that coincided with the digital evolution made it clear that banks, credit unions, and fintechs need to invest in...
Digitalization, also known as the process of using digital technology to provide new opportunities for revenue and growth, continues to remain a top priority...
Perhaps your loan origination system (LOS) doesn’t have the flexibility that you require. Perhaps the rules editor can’t segment variables in the manner that...
Experian is proud to announce, for the second year in a row, we have been named to the global Fintech Leaders list, placing in...
According to Experian’s latest Global Insights Report, 38% of consumers expect to increase their online activity in the next 12 months. The report also...
Recently, I shared articles about the problems surrounding third-party and first-party fraud. Now I’d like to explore a hybrid type – synthetic identity fraud...
Previously, we discussed the risks of account takeover and how a Defense in Depth strategy can protect your business. Before implementation it’s important to...
It’s clear that the digital transformation we experienced this year is here to stay. While there are many positives associated with this transformation –...
Financial services companies have long struggled to make inclusive decisions for small businesses and for low- and moderate-income consumers. One key reason: to make...
The global pandemic has created major shifts in the ways companies operate and innovate. For many organizations, a heavy reliance on cloud applications and...
Enterprise Security Magazine recently named Experian a Top 10 Fraud and Breach Protection Solutions Provider for 2020. Accelerating trends in the digital economy–stemming from...
No one can deny that the mortgage and real estate industries have been uniquely affected by COVID-19. Social distancing mandates have hindered open house...
The financial services industry is not always synonymous with innovation and forward-thinking. While there are some exceptions with top–10 banks and some savvy regionals, as a...
Changing consumer behaviors caused by the COVID-19 pandemic have made it difficult for businesses to make good lending decisions. Maintaining a consistent lending portfolio...