Fraud & Identity Management
By: Ken Pruett I find it interesting that the media still focuses all of their attention on identity theft when it comes to credit-related...
By: Heather Grover In my previous blog, I covered top of mind issues that our clients are challenged with related to their risk based...
— by Heather Grover I’m often asked in various industry forums to give talks about, or opinions on, the latest fraud trends and fraud...
There were always questions around the likelihood that the August 1, 2009 deadline would stick. Well, the FTC has pushed out the Red Flag...
As I’ve suggested in previous postings, we’ve certainly expected more clarifying language from the Red Flags Rule drafting agencies. Well, here is some pretty...
We at Experian have been conducting a survey of visitors to our Red Flag guidelines microsite (www.experian.com/redflags). Some initial findings show that approximately 40 percent of...
One of the handful of mandatory elements in the Red Flag guidelines, which focus on FACTA Sections 114 and 315, is the implementation of...
What are your thoughts on the third extension to the Identity Theft Red Flags Rule deadline? Was your institution ready to meet Red Flag......
Does the rule list the Red Flags? The Identity Theft Red Flags Rule provides several examples of Red Flagsin four separate categories: 1. alerts...
I was recently asked in a comment, "What do we have to do to become compliant?" Great question. There is not a single path...
As we approach the FTC's May 1, 2009 Red Flags Rule enforcement deadline, we are still working with many of our existing and prospective...
I encourage all of you to have a look at this newly launched Federal Trade Commission Web site dedicated to the Red Flags Rule...
Regardless of the specific checks and overall processes incorporated into your Red Flags Identity Theft Prevention Program, the use of an automated decisioning strategy...
If the business is a creditor or a “financial institution” (defined as a depository institution) that offers covered accounts, you must develop a Program...
The credit reporting agencies will not identify Red Flags, as such, on a credit report. However, there may be certain information on a credit...