Market Trends

The creation of synthetic identities (synthetic id) relies upon an ecosystem of institutions, data aggregators, credit reporting agencies and consumers. All of which are...

Published: June 18, 2017 by Keir Breitenfeld

Subprime vehicle loans When discussing automotive lending, it seems like one term is on everyone’s lips: “subprime auto loan bubble.” But what is the...

Published: June 15, 2017 by Traci Krepper

When discussing automotive lending, it seems like one term is on everyone’s lips: “subprime auto loan bubble.” There’s always someone who claims that the...

Published: June 7, 2017 by Melinda Zabritski

The 1990s brought us a wealth of innovative technology, including the Blackberry, Windows 98, and Nintendo. As much as we loved those inventions, we...

Published: May 30, 2017 by Sacha Ricarte

For an industry that has grown accustomed to sustained year-over-year growth, recent trends are concerning. The automotive industry continued to make progress in the fourth...

Published: May 16, 2017 by Kyle Matthies

The final day of Vision 2017 brought a seasoned group of speakers to discuss a wide range of topics. In just a few short...

Published: May 10, 2017 by Kerry Rivera

In just a few short hours, Vision attendees immersed themselves into the depths of the economy, risk models, specialty finance data, credit invisibles, student...

Published: May 9, 2017 by Kerry Rivera

So many insights and learnings to report after the first full day of 2017 Vision sessions. From the musings shared by tech engineer and...

Published: May 8, 2017 by Kerry Rivera

Knowing where e-commerce fraud takes place matters We recently hosted a Webinar with Mike Gross, Risk Strategy Director at Experian and  Julie Conroy, Research...

Published: April 14, 2017 by Traci Krepper

The U.S. Senate declared April to be Financial Literacy Month back in 2004. Fast forward 13 years and one has to question if we’ve...

Published: April 12, 2017 by Kerry Rivera

Pay your bills on time, have cash set aside for emergencies, and invest your money for the future. These are the rules financial pros...

Published: April 3, 2017 by Sacha Ricarte

Newest technology doesn’t mean best when it comes to stopping fraud I recently attended the Merchant Risk Conference in Las Vegas, which brings together...

Published: March 29, 2017 by Bill Sallurday

Experian recently acquired a minority stake in Finicity, a leading financial data aggregator enabling innovation in the FinTech industry through its modern RESTful API...

Published: March 20, 2017 by Sacha Ricarte

Direct mail is not dead, but it’s 2017. Financial services companies need to acknowledge there might be other ways to deliver credit offers and...

Published: February 28, 2017 by Kerry Rivera

Good job, check. Shared interests, check. Chemistry, check. He seems like a perfect 10. Both of you enjoy your first date and while getting...

Published: February 7, 2017 by Sacha Ricarte