Market Trends
Last December, American Banker named online marketplace lending its innovation of the year as a result of the “industry’s rapid growth and evolution.” Meanwhile,...
It’s official. Millennials have surpassed Baby Boomers in population size, according to the US Census. And while they are quick to adopt the “selfie”...
The Responsible Business Lending Coalition, a group of nonbank small-business lenders, recently announced a regulatory program designed to bring greater clarity to the industry’s...
According to the latest Experian-Oliver Wyman Market Intelligence Report, mortgage originations for Q2 2015 increased 56% over Q2 2014 — $547 billion versus $350...
According to a recent Experian analysis, millennials (ages 19–34) are now the largest segment of the U.S. population and are also the least credit...
According to the latest Experian-Oliver Wyman Market Intelligence Report, mortgage originations increased 25% year over year in Q1 2015 to $316 billion....
According to a recent Experian survey, 68% of vacationers spend more money than expected when traveling, often relying on credit cards to make up...
While an influx of small businesses opened during the height of the recession, a recent Experian study found that between 2010 and 2014, small-business...
According to a recent Experian analysis, bankcard balances increased 6% year over year to $629 billion in Q1 2015, while delinquencies remained low with...
According to the latest Experian-Oliver Wyman Market Intelligence Report, HELOC originations increased 21% year over year, moving from $25.6 billion in Q1 2014 to...
Data migrations are very common in today’s business environment. A recent Experian Data Quality study found that while 91% of businesses engage in data...
Mortgage originations kicked off Q1 2015 with a 25% year over year increase to $315 billion....
In today's data driven world, decisioning strategies can no longer be one-dimensional and only risk-focused. By employing a multidimensional decisioning approach, companies can deliver...
Data quality continues to be a challenge for many organizations....
While the average bankcard utilization rate hovered around 20% during the last quarter of 2014, utilization rates can vary greatly when analyzed by VantageScore®...