Market Trends

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The housing market continues to recover, with mortgage originations increasing 12 percent year over year, moving from $508 billion to $570...

Published: February 21, 2014 by Guest Contributor

Small-business credit conditions wrapped up the year by showing continued improvement for the fourth consecutive quarter....

Published: February 21, 2014 by Guest Contributor

Delinquency rates for auto loans moved up slightly in the last quarter of 2013, with the 30 to 59 days past due (DPD), 60...

Published: February 7, 2014 by Guest Contributor

The volume of emails sent by marketers rose nearly 13 percent during the 2013 holiday season compared to...

Published: February 5, 2014 by Guest Contributor

According to Experian Marketing Services’ holiday peak week analysis, social media proved to be a key research tool for holiday shoppers and a crucial...

Published: January 12, 2014 by admin

With most lenders focused on growth as the top priority for the new year, having the ability to score more consumers is key.... Published: January 7, 2014 by admin

According to the National Christmas Tree Association, approximately 25 to 30 million real Christmas trees are sold annually in the United States versus 8...

Published: December 23, 2013 by admin

Experian’s latest annual State of Credit analysis provides insight into the differences in credit habits by generation. While the youngest group, Millennials, appear to...

Published: December 7, 2013 by admin

Data quality should be a priority for retailers at any time of the year, but even more so as the holiday season approaches. According...

Published: December 4, 2013 by admin

The credit appetite for small businesses is strong and growing. Total outstanding balances have risen at their fastest rate in two years, and delinquency...

Published: November 17, 2013 by admin

Credit trends from the most recent Experian–Oliver Wyman Market Intelligence Report point to a steady economic recovery. Bankcard charge-offs decreased 13 percent year over...

Published: November 9, 2013 by admin

Credit unions were the only type of lender to have their 30 day plus delinquency rate fall below 2 percent for several key product...

Published: November 2, 2013 by admin

Personalized credit education can have a measurable impact on a person’s credit score. Consumers who used a personalized consumer credit-education service that offers one-on-one...

Published: October 27, 2013 by admin

According to a recent Experian analysis of Q2 2013 bankcard trends, bankcard origination volumes increased 21% year-over-year equating to a $12 billion increase in...

Published: October 6, 2013 by admin

According to data from Experian's IntelliViewSM, Iowa residents carry the lowest average credit card balance per consumer in the U.S. with an average balance...

Published: September 29, 2013 by admin

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