Market Trends
Bankcard originations had a 32 percent year-over-year increase in Q4 2013 ($61 billion to $81 billion)....
While access to small-business credit is improving and credit balances are increasing, key differences still remain across the United...
Using a risk model based on older data can result in reduced predictive...
The housing market continues to recover, with mortgage originations increasing 12 percent year over year, moving from $508 billion to $570...
Small-business credit conditions wrapped up the year by showing continued improvement for the fourth consecutive quarter....
Delinquency rates for auto loans moved up slightly in the last quarter of 2013, with the 30 to 59 days past due (DPD), 60...
The volume of emails sent by marketers rose nearly 13 percent during the 2013 holiday season compared to...
According to Experian Marketing Services’ holiday peak week analysis, social media proved to be a key research tool for holiday shoppers and a crucial...
With most lenders focused on growth as the top priority for the new year, having the ability to score more consumers is key....
According to the National Christmas Tree Association, approximately 25 to 30 million real Christmas trees are sold annually in the United States versus 8...
Experian’s latest annual State of Credit analysis provides insight into the differences in credit habits by generation. While the youngest group, Millennials, appear to...
Data quality should be a priority for retailers at any time of the year, but even more so as the holiday season approaches. According...
The credit appetite for small businesses is strong and growing. Total outstanding balances have risen at their fastest rate in two years, and delinquency...
Credit trends from the most recent Experian–Oliver Wyman Market Intelligence Report point to a steady economic recovery. Bankcard charge-offs decreased 13 percent year over...
Credit unions were the only type of lender to have their 30 day plus delinquency rate fall below 2 percent for several key product...