Market Trends

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According to the National Christmas Tree Association, approximately 25 to 30 million real Christmas trees are sold annually in the United States versus 8...

Published: December 23, 2013 by admin

Experian’s latest annual State of Credit analysis provides insight into the differences in credit habits by generation. While the youngest group, Millennials, appear to...

Published: December 7, 2013 by admin

Data quality should be a priority for retailers at any time of the year, but even more so as the holiday season approaches. According...

Published: December 4, 2013 by admin

The credit appetite for small businesses is strong and growing. Total outstanding balances have risen at their fastest rate in two years, and delinquency...

Published: November 17, 2013 by admin

Credit trends from the most recent Experian–Oliver Wyman Market Intelligence Report point to a steady economic recovery. Bankcard charge-offs decreased 13 percent year over...

Published: November 9, 2013 by admin

Credit unions were the only type of lender to have their 30 day plus delinquency rate fall below 2 percent for several key product...

Published: November 2, 2013 by admin

Personalized credit education can have a measurable impact on a person’s credit score. Consumers who used a personalized consumer credit-education service that offers one-on-one...

Published: October 27, 2013 by admin

According to a recent Experian analysis of Q2 2013 bankcard trends, bankcard origination volumes increased 21% year-over-year equating to a $12 billion increase in...

Published: October 6, 2013 by admin

According to data from Experian's IntelliViewSM, Iowa residents carry the lowest average credit card balance per consumer in the U.S. with an average balance...

Published: September 29, 2013 by admin

After reaching post-recession lows in June, the July S&P/Experian Consumer Credit Default Indices showed that default rates increased slightly in several categories. While the...

Published: September 15, 2013 by admin

Small-business credit conditions strengthened in Q2 2013, lifting the Experian/Moody's Analytics Small Business Credit Index 2.8 points to 111.7 - the highest level since...

Published: September 8, 2013 by admin

According to a recent survey by freecreditscore.com™, women find financial responsibility more attractive in assessing a romantic partner (96 percent) than physical attractiveness (87...

Published: August 31, 2013 by admin

The average bankcard balance per consumer in Q2 2013 was $3,831, a 1.3 percent decline from the previous year. Consumers in the VantageScore® near...

Published: August 4, 2013 by admin

Using data from IntelliViewSM, Credit.com recently compiled a list of states with the highest average bankcard utilization rates. Alaska took first place, with an...

Published: July 21, 2013 by admin

Small-business credit conditions improved in Q1 2013, reversing much of the deterioration seen during Q4 2012. The Q1 rise was fueled primarily by falling...

Published: July 7, 2013 by admin

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