Market Trends
Over the last year and a half, strong trends emerged in how businesses and consumers interact online – specifically when validating identities and preventing...
Millions of consumers lack credit history and/or have difficulty obtaining credit from mainstream financial institutions. As a result, the use of expanded Fair Credit...
As lenders and consumers emerge from the pandemic, predicting the attributes of the “new normal” will be difficult. Consumer demand, credit characteristics and economic...
If it looks like a bank and acts like a bank, there’s a good chance the company behind that financial services transaction may not...
As stimulus-generated fraud wanes, we anticipate a return of more traditional forms of fraud, including account opening fraud. As businesses embrace the digital evolution...
The pandemic changed nearly everything – and consumer credit is no exception. Data, analytics, and credit risk decisioning are gaining an even more significant...
The surge in digital demand over the past year reinforced the deep connection between recognition, fraud prevention and the online customer experience. As businesses...
Digitalization, also known as the process of using digital technology to provide new opportunities for revenue and growth, continues to remain a top priority...
According to Experian’s latest Global Insights Report, 38% of consumers expect to increase their online activity in the next 12 months. The report also...
Over the last several weeks, I’ve shared articles about the problems surrounding third-party, first-party and synthetic identity fraud. To wrap up this series, I’d...
Experian Automotive Market Insights dashboard provides a variety of insights to help dealers tackle their biggest...
Small SUVs became the most financed vehicle segment in Q3 2020, making up 26.01% of all financed vehicles during the...
2020 is finally over – been there, done that. And while it seems safe to say most everyone is all too eager to kick...
No two customers are the same. That’s why it’s important to go beyond the traditional credit score for a closer look at each consumer’s...
According to Experian’s Q3 2020 State of the Automotive Finance Market report, 26.20% of all new vehicles are leased compared to 30.27% last year.......