Models & Scores
For businesses across all sectors solutions that improve productivity are more important than ever. As technology advances, organizations across industries are looking to capitalize...
How can lenders ensure they’re making the most accurate and fair lending decisions? The answer lies in consistent model validations. What are model validations?...
In today’s data-driven business landscape, leveraging advanced targeting techniques is crucial for effective consumer engagement, particularly in the financial services sector. Prescreen targeting solutions...
The open banking revolution is transforming the financial services landscape, offering banks and financial institutions unprecedented access to consumer-permissioned data. However, during our recent...
In the lending world, making precise underwriting decisions is key to minimizing risks and optimizing returns. One valuable yet often overlooked technique that can...
Rising balances and delinquency rates are causing lenders to proactively minimize credit risk through pre-delinquency treatments. However, the success of these types of account management...
As the financial sector continues to embrace technological innovations, machine learning models are becoming indispensable tools for credit decisioning. These models offer enhanced efficiency...
Click here to watch our recent webinar on first-time homebuyers. The younger generations comprise nearly 70% of first-time homebuyers, according to recent Experian Mortgage...
Current economic conditions present genuine challenges for mortgage lenders. In this environment, first-time homebuyers offer exciting, perhaps unexpected, business growth potential. Market uncertainties have...
This article was updated on March 12, 2024. The number of decisions that a business must make in the marketing space is on the...
This article was updated on March 6, 2024. Advances in analytics and modeling are making credit risk decisioning more efficient and precise. And while...
This article was updated on February 28, 2024. There’s always a risk that a borrower will miss or completely stop making payments. And when...
This article was updated on February 21, 2024. With the rise of technology and data analytics in the financial industry today, it’s no longer...
Developing machine learning (ML) credit risk models can be more challenging than traditional credit risk modeling approaches. But once deployed, ML models can increase...
As a community bank or credit union, your goal is to provide personalized care and attention to your customers and members while effectively managing...