Models & Scores
From the time we wake up to the minute our head hits the pillow, we make about 35,000 conscious and unconscious decisions a day....
With scarce resources and limited experience available in the data science field, a majority of organizations are partnering with outside firms to fill gaps...
What if you had an opportunity to boost your credit score with a snap of your fingers? With the announcement of Experian BoostTM, this...
“We don’t know what we don’t know.” It’s a truth that seems to be on the minds of just about every financial institution these...
Your model is only as good as your data, right? Actually, there are many considerations in developing a sound model, one of which is...
I believe it was George Bernard Shaw that once said something along the lines of, “If economists were laid end-to-end, they’d never come to...
This is an exciting time to work in big data analytics. Here at Experian, we have more than 2 petabytes of data in the...
If your company is like many financial institutions, it’s likely the discussion around big data and financial analytics has been an ongoing conversation. For...
Machine learning (ML), the newest buzzword, has swept into the lexicon and captured the interest of us all. Its recent, widespread popularity has stemmed...
The August 2018 LinkedIn Workforce Report states some interesting facts about data science and the current workforce in the United States. Demand for data...
As I mentioned in my previous blog, model validation is an essential step in evaluating a recently developed predictive model’s performance before finalizing and...
An introduction to the different types of validation samples Model validation is an essential step in evaluating and verifying a model’s performance during development...
According to our recent research for the State of Alternative Credit Data, more lenders are using alternative credit data to determine if a consumer...
The traditional credit score has ruled the financial services space for decades, but it‘s clear the way in which consumers are managing their money...
In my first blog post on the topic of customer segmentation, I shared with readers that segmentation is the process of dividing customers or...