Mortgage Trends

End-of-Draw approaching for many HELOCs Home equity lines of credit (HELOCs) originated during the U.S. housing boom period of 2006 – 2008 will soon...

Published: March 25, 2015 by Shelly Miller

By: Scott Rhode This is the third and last of a three-part blog series focused on the residential solar market looking at; 1) the...

Published: February 26, 2015 by Guest Contributor

By: Scott Rhode This is the second of a three-part blog series focused on the residential solar market looking at; 1) the history of...

Published: February 9, 2015 by Guest Contributor

By: Scott Rhode This is the first of a three-part blog series focused on the residential solar market looking at; 1) the history of...

Published: January 22, 2015 by Guest Contributor

By: Kari Michel The topic of strategic default has been a hot topic for the media as far back as 2009 and continues as this...

Published: July 1, 2011 by Guest Contributor

By: Kari Michel In January, Experian announced the inclusion of positive rental data from its RentBureau division into the traditional credit file. This is great...

Published: February 16, 2011 by Guest Contributor

As our newly elected officials begin to evaluate opportunities to drive economic growth in 2011, it seems to me that the role of lenders...

Published: February 1, 2011 by Kelly Kent

With the issue of delayed bank foreclosures at the top of the evening news, I wanted to provide a different perspective on the issue...

Published: October 14, 2010 by Kelly Kent

With the news from the Federal Reserve that joblessness is not declining, and in fact is growing, a number of consumers are going to...

Published: August 20, 2010 by Kelly Kent

By: Staci Baker With the increase in consumer behaviors such as ‘strategic default’, it has become increasingly difficult during the past few years for...

Published: June 10, 2010 by Guest Contributor

I recently attended a conference where Credit Union managers spoke of the many changes facing their industry in the wake of the real estate...

Published: June 8, 2010 by Kelly Kent

By: Staci Baker As more people have become underwater on their mortgage, the decision to stay or not stay in their home has evolved...

Published: May 27, 2010 by Guest Contributor

Since 2007, when the housing and credit crises started to unfold, we’ve seen unemployment rates continue to rise (9.7% in March 2010 *)  with...

Published: April 29, 2010 by Kelly Kent

In the past few days I’ve read several articles discussing how lenders are taking various actions to reduce their exposure to toxic mortgages –...

Published: April 2, 2010 by Kelly Kent

A recent January 29, 2010 article in the Wall Street Journal * discussing the repurchasing of loans by banks from Freddie Mae and Fannie...

Published: February 23, 2010 by Kelly Kent