Changing Consumer Credit Trends

by Laura Burrows 1 min read May 9, 2019

Consumer credit trends and markets are constantly evolving, particularly when it comes to originations and delinquencies on mortgages, credit cards and auto loans.

According to Experian research, over 2.7 million out of 89 million active automotive loans and leases are either 30 or 60 days delinquent. Triggers that signal a greater likelihood of consumers falling delinquent on loans, mortgages and credit card payments, include high-interest rates, a high utilization rate and recent derogatory trades.

By tracking and forecasting consumer trends over time, you can more easily predict consumer behavior and better prepare for potential issues within each market.

Join Gavin Harding, Experian Senior Business Consultant, and Alan Ikemura, Experian Data Analytics Senior Product Manager, during our live Quarterly Credit Trends webinar on May 30 at 2:00 p.m. ET. Our expert speakers will provide a view of the real estate market and share insights on the latest consumer credit trends.

Highlights include:

  • 2019 economic drivers
  • Q1 2019 origination and delinquency trends
    • Mortgage
    • Home equity
    • Bankcard
    • Auto

Register now

Related Posts

2026-2027 Data Breach Response Guide

Our Data Breach Response Guide provides guidance to help your organization prepare, respond and recover while protecting your customers.

September 30, 2026 by Laura Burrows
2027 Data Breach Forecast: Why Trust Is Becoming the Next Cybersecurity Battleground

AI, digital doppelgängers and growing consumer skepticism could reshape the data breach landscape in 2027. Here’s what to prepare for.

September 29, 2026 by Laura Burrows
2026 Fintech Identity and Fraud Report

Explore the Fintech Identity and Fraud Report for insights on AI-driven fraud threats, identity protection and the evolving fraud landscape.

September 28, 2026 by Laura Davis

Subscribe to our Newsletter

Enter your name and email for the latest updates.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Subscribe to our Newsletter

Don't miss out on the latest industry trends and insights!
Subscribe