While bankcard originations increased 26 percent year over year to $85.3 billion in Q2 2014, delinquencies continued their downward trend, reaching 0.47 percent of balances — an 8 percent decline year over year.
Issuers can take advantage of bankcard growth and stay ahead of the competition by utilizing advanced analytics to target the right customers and increase profitability.
Discover key steps to developing a profitable prescreen campaign.
Access the latest credit trends with Experian’s IntelliViewSM.