HELOC originations continued to benefit from the real-estate recovery and consumer desire to tap into available equity. According to the latest Experian–Oliver Wyman Market Intelligence Report, HELOC originations totaled $37.7 billion during Q1 2016 — an increase of 14% over Q1 2015.
As HELOC originations continue their growth trend, lenders can stay ahead of the competition by using advanced analytics to target the right customers and increase profitability.
%%excerpt%% %%page%% Who is renting in 2025 and why it matters. Explore renter demographics, affordability pressures, credit trends and how Experian data helps predict housing risk and demand.
%%excerpt%% %%page%% Rising late-stage mortgage delinquencies signal hidden risk in 2025. Learn how lenders can identify early warning signs and manage mortgage and HELOC risk proactively.
Home equity lending has re-emerged as a central theme in the U.S. financial landscape, driven by economic realities and consumer behavior.