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According to Experian’s State of the Automotive Finance Market Report: Q3 2023, the average new vehicle loan amount decreased to $40,184, from $41,543 in Q3 2022...
Well-designed underwriting strategies are critical to creating more value out of your member relationships and driving growth for your business. But what makes an...
It’s that magical time of the year! The holiday season is fast approaching, and folks everywhere are gearing up for festive travels and family...
If you’re a manager at a business that lends to consumers or otherwise extends credit, you certainly are aware that 10-15% of your current...
Over the past few decades, the financial industry has gone through significant changes. One of the most notable changes is the use of alternative...
Lemon vehicle history is a serious issue that can have a significant impact on the automotive industry. Buying a vehicle that is branded as...
The gig economy — also called the sharing economy or access economy — is an activity where people earn income by providing on-demand work,...
Growing deposits from existing customers and members is an ongoing priority for banks and credit unions. However, it can be challenging to identify the...
With great risk comes great reward, as the saying goes. But when it comes to business, there’s huge value in reducing and managing that...
This article was updated on November 9, 2023. Automation, artificial intelligence and machine learning are at the forefront of the continued digital transformation within...
This article was updated on April 23, 2024. Keeping your organization and consumers safe can be challenging as cybercriminals test new attack vectors and...
Managing digital identities is a necessity, responsibility and privilege. When done right, digital identity management solutions can help consumers feel recognized and safe....
This article was updated on November 9, 2023. Fraud – it’s a word that comes up in conversations across every industry. While there’s a...
This article was updated on November 9, 2023. Account takeover fraud is a huge, illicit business in the United States with real costs for...
For companies that regularly engage in financial transactions, having a customer identification program (CIP) is mandatory to comply with the regulations around identity verification...