In an era where record-breaking home prices and skyrocketing interest rates define the mortgage landscape, borrowers find themselves sidelined by prohibitive costs. With the...
Model explainability has become a hot topic as lenders look for ways to use artificial intelligence (AI) to improve their decision-making. Within credit decisioning,...
Meeting Know Your Customer (KYC) regulations and staying compliant is paramount to running your business with ensured confidence in who your customers are, the...
According to Experian’s Automotive Consumer Trends Report: Q3 2023, CUVs accounted for 48.3% of new retail registrations and SUVs comprised 1...
As vehicle inventory continues to restore post-pandemic, data through the third quarter of 2023 showed new vehicle registrations are on the rise again—a positive...
The online gaming industry has experienced tremendous growth in recent years, with millions of players engaging in immersive virtual worlds and competitive gameplay. Unfortunately,...
Vehicles with recalls are on the road. In fact, as of July 2023, there were over 15M vehicles on the road in the United...
While today’s consumers expect a smooth, frictionless digital experience, many financial institutions still rely on outdated technology and manual reviews to acquire new customers....
Fraud is a serious concern for everyone, including businesses and individuals. In fact, according to our 2023 U.S. Identity and Fraud Report, nearly two-thirds (64%)...
Online activity is a routine part of people’s days. Americans spend an average of 4 hours and 25 minutes on their phones every day,...
Financial institutions are under increasing pressure to grow deposits and onboard more demand deposit accounts (DDA). But as demand increases, so do fraud attempts...
In today’s fast-paced digital world, the risk of fraud across all industries is a constant threat. The traditional methods of fraud detection are no...
Today’s lenders use expanded data sources and advanced analytics to predict credit risk more accurately and optimize their lending and operations. The result may be...
Sometimes logging into an account feels a bit like playing 20 questions. Security is vital for a positive customer experience, and engaging the right...
According to Experian’s State of the Automotive Finance Market Report: Q3 2023, the average new vehicle loan amount decreased to $40,184, from $41,543 in Q3 2022...