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Vehicles with recalls are on the road. In fact, as of July 2023, there were over 15M vehicles on the road in the United...
While today’s consumers expect a smooth, frictionless digital experience, many financial institutions still rely on outdated technology and manual reviews to acquire new customers....
Fraud is a serious concern for everyone, including businesses and individuals. In fact, according to our 2023 U.S. Identity and Fraud Report, nearly two-thirds (64%)...
Online activity is a routine part of people’s days. Americans spend an average of 4 hours and 25 minutes on their phones every day,...
Financial institutions are under increasing pressure to grow deposits and onboard more demand deposit accounts (DDA). But as demand increases, so do fraud attempts...
In today’s fast-paced digital world, the risk of fraud across all industries is a constant threat. The traditional methods of fraud detection are no...
Today’s lenders use expanded data sources and advanced analytics to predict credit risk more accurately and optimize their lending and operations. The result may be...
Sometimes logging into an account feels a bit like playing 20 questions. Security is vital for a positive customer experience, and engaging the right...
According to Experian’s State of the Automotive Finance Market Report: Q3 2023, the average new vehicle loan amount decreased to $40,184, from $41,543 in Q3 2022...
Well-designed underwriting strategies are critical to creating more value out of your member relationships and driving growth for your business. But what makes an...
It’s that magical time of the year! The holiday season is fast approaching, and folks everywhere are gearing up for festive travels and family...
If you’re a manager at a business that lends to consumers or otherwise extends credit, you certainly are aware that 10-15% of your current...
Over the past few decades, the financial industry has gone through significant changes. One of the most notable changes is the use of alternative...
Lemon vehicle history is a serious issue that can have a significant impact on the automotive industry. Buying a vehicle that is branded as...
The gig economy — also called the sharing economy or access economy — is an activity where people earn income by providing on-demand work,...