A study released in October 2011 for the S&P/Experian Consumer Credit Default Indices showed that first mortgage default rates rose to 2.08 percent in...

Published: March 7, 2012 by Guest Contributor

Organizations approach agency management from three perspectives: (1) the need to audit vendors to ensure that they are meeting contractual, financial and legal compliance...

Published: March 6, 2012 by Guest Contributor

Findings from the Q2 Experian Business Benchmark Report showed that the amount of delinquent debt has increased significantly for the largest and smallest businesses....

Published: March 5, 2012 by Guest Contributor

Customers see a data breach and the loss of their personal data as a threat to their security and finances, and with good reason....

Published: March 5, 2012 by Michael Bruemmer

This content of this page is produced from Credit Cornerstone Newsletter which focuses on credit trends and data intelligence. Interested in receiving our weekly Credit Cornerstone...

Published: March 1, 2012 by admin

If you attended any of our past credit trends Webinars, you’ve heard me mention time and again how auto originations have been a standout...

Published: February 24, 2012 by Alan Ikemura

Part II: Where are Models Most Needed Now in Mortgages? (Click here if you missed Part I of this post.) By: John Straka A...

Published: February 21, 2012 by Guest Contributor

By: Joel Pruis One might consider this topic redundant to the last submission around application requirements and that assessment would be partially true.  As...

Published: February 16, 2012 by Guest Contributor

Part I: Types and Complexity of Models, and Unobservable or Omitted Variables or Relationships By: John Straka Since the financial crisis, it’s not unusual...

Published: February 14, 2012 by Guest Contributor

By: Staci Baker Just before the holidays, the Fed released proposed rules, which implement Sections 165 and 166 of the Dodd-Frank Act. According to The...

Published: February 10, 2012 by Guest Contributor

For as long as there have been loans, there has been credit risk and risk management. In the early days of US banking, the...

Published: February 10, 2012 by Veronica Herrera

By: Staci Baker Just before the holidays, the Fed released proposed rules, which implement Sections 165 and 166 of the Dodd-Frank Act. According to The...

Published: February 3, 2012 by Guest Contributor

As we kick off the new year, I thought I’d dedicate a few blog posts to cover what some of the consumer credit trends...

Published: January 27, 2012 by Alan Ikemura

By: Joel Pruis Small Business Application Requirements The debate on what constitutes a small business application is probably second only to the ongoing debate...

Published: January 25, 2012 by Guest Contributor

By: Joel Pruis The debate on what constitutes a small business application is probably second only to the ongoing debate around centralized vs. decentralized...

Published: January 25, 2012 by Guest Contributor