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By: Staci Baker In my last post about the Dodd-Frank Act, I described the new regulatory bodies created by the Act. In this post, I...
It’s time to focus on growth again. In 2010, credit marketers focused on testing new acquisition strategies. In 2011, credit marketers are implementing learnings...
By: John Straka Unsurprisingly, Washington deficit hawks have been eyeing the “sacred cows” of tax preferences for homeownership for some time now. Policymakers might even...
The high-profile data breaches in recent months not only left millions of consumers vulnerable to the threat of identity theft and caused businesses to...
A surprising occurrence is happening in the consumer credit markets. Bank card issuers are back in acquisition mode, enticing consumers with cash back, airline points...
TRMA’s recent Summer 2011 Conference in San Francisco was another great, insightful event. Experian’s own Greg Carmean gave a presentation regarding the issues involved...
By: Staci Baker The Durbin Amendment, according to Wikipedia, gave the Federal Reserve the power to regulate debit card interchange fees. The amendment, which will...
Every communication company wants to inoculate its portfolio against bad debt, late payments and painful collections. But many still use traditional generic risk models...
Lately there has been a lot of press about breaches and hacking of user credentials. I thought it might be a good time to...
Like their utility counterparts, communications providers routinely participate in federally subsidized assistance programs that discount installation or monthly service for qualified low-income customers. But,...
By: Kennis Wong On the surface, it’s not difficult to define existing account fraud. Obviously, it is fraud perpetrated against an existing account. But...
By: Kari Michel The topic of strategic default has been a hot topic for the media as far back as 2009 and continues as this...
When the Consumer Financial Protection Bureau (CFPB) takes authority on July 21, debt collectors and communications companies should pay close attention. If the CFPB...
This is the third and final post in an interview between Experian’s Tom Whitfield and Dr. Michael Turner, founder, president and CEO of the...
By: John Straka The U.S. housing market remains relatively weak, but it’s probably not as weak as you think. To what extent are home prices...