A common request for information we receive pertains to shifts in credit score trends. While broader changes in consumer migration are well documented –...

Published: April 27, 2010 by Kelly Kent

By: Wendy Greenawalt Optimization has become somewhat of a buzzword lately being used to solve all sorts of problems. This got me thinking about what...

Published: April 20, 2010 by Guest Contributor

I received a call on my cell phone the other day. It was my bank calling because a transaction outside of my normal behavior pattern...

Published: April 20, 2010 by Guest Contributor

Recently, the Commerce Department reported that consumer spending levels continued to rise in February, increasing for the fifth straight month *, while flat income...

Published: April 8, 2010 by Kelly Kent

By: Ken Pruett I want to touch a bit on some of the third party fraud scenarios that are often top of mind with...

Published: April 5, 2010 by Guest Contributor

By: Wendy Greenawalt In my last few blogs, I have discussed how optimization can be leveraged to make improved decisions across an organization while considering...

Published: April 5, 2010 by Guest Contributor

In the past few days I’ve read several articles discussing how lenders are taking various actions to reduce their exposure to toxic mortgages –...

Published: April 2, 2010 by Kelly Kent

By: Wendy Greenawalt Financial institutions have placed very little focus on portfolio growth over the last few years.  Recent market updates have provided little...

Published: April 1, 2010 by Guest Contributor

By: Kari Michel Lenders want to find new customer through more informed credit risk decisions and use new types of data relationships to cross-sell.  ...

Published: March 24, 2010 by Guest Contributor

By: Tom Hannagan An autonomic movement describes an action or response that occurs without conscious control. This, I fear, may be occurring at many...

Published: March 24, 2010 by Guest Contributor

By:Wendy Greenawalt In my last few blogs, I have discussed how optimizing decisions can be leveraged across an organization while considering the impact those decisions...

Published: March 5, 2010 by Guest Contributor

There seems to be two viewpoints in the market today about Knowledge Based Authentication (KBA): one positive, one negative.  Depending on the corner you...

Published: March 5, 2010 by Guest Contributor

When a client is selecting questions to use, Knowledge Based Authentication is always about the underlying data – or at least it should be. ...

Published: March 2, 2010 by Guest Contributor

By: Kari Michel What is Basel II?  Basel II is the international convergence of Capital Measurement and Capital Standards. It is a revised framework and...

Published: February 26, 2010 by Guest Contributor

A recent January 29, 2010 article in the Wall Street Journal * discussing the repurchasing of loans by banks from Freddie Mae and Fannie...

Published: February 23, 2010 by Kelly Kent