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Since January 27, 2020, the federal government has been operating under a Public Health Emergency (PHE) related to the COVID-19 pandemic. On January 14,...
Reporting positive rental payment histories to credit bureaus has been in the news more than once in recent months. In early November, Freddie Mac...
With consumers having more banking options than ever before, loyalty has become the most valuable currency for financial institutions (FI). As fintechs and big...
Nearly 28 million American consumers are credit invisible, and another 21 million are unscorable.1 Without a credit report, lenders can’t verify their identity, making...
The payments landscape is rapidly evolving, and as businesses set their strategic agendas for the new year, it’s important to analyze and adapt to...
With consumers continuing to take a digital-first approach to everything from shopping to dating and investing, fraudsters are finding new and innovative ways to...
Credit plays a vital role in the lives of consumers and helps them meet important milestones – like getting a car and buying their...
Creating a consumer experience where a customer receives a series of relevant and timely content is the goal of omnichannel marketing. OEM marketers work...
According to Experian’s State of Automotive Finance Market: Q3 2021 report, leasing comprised 24.03% of new vehicle financing in Q3 2...
As we head into 2022 there continues to be heightened interest in auto auctions. Experian has observed a little cooling in auction activity in...
New Year, New Cyber Threats This is my first blog post of 2022, and I’m afraid the news I’m here to bear isn’t ideal:...
In Q3 2021, the average new vehicle loan amount increased 8.5% year-over-year, while the average used vehicle loan jumped more than 20% year-over...
Successful salespeople know that their busiest time is never when they are selling a lot of cars. They are way busier when they are...
There are over 280M cars and light duty trucks on the road and over 25% have at least one open recall. Do you know...
Who said that direct mail was dead? Though consumers have flooded to digital channels since the onset of the pandemic, with 55% now having...