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With the new year just days behind us, and as the uptick in holiday spending comes back down, debt consolidation will take precedence along...
Subprime originations hit the lowest overall share of the market seen in 11 years, but does that mean people are being locked out car...
What if you had an opportunity to boost your credit score with a snap of your fingers? With the announcement of Experian BoostTM, this...
“We don’t know what we don’t know.” It’s a truth that seems to be on the minds of just about every financial institution these...
It’s the holiday season — time for jingle bells, lighting candles, shopping sprees and credit card fraud. But we’re prepared. Our risk analyst team...
The winter holiday festivities are underway, and when it comes to the local malls, the holiday spending spirit seems to have already been in...
Ben Franklin was wrong. Death and taxes are not the only two constants in life. For many, debt makes a third. And where there...
Your model is only as good as your data, right? Actually, there are many considerations in developing a sound model, one of which is...
As our society becomes ever more dependent on everything mobile, criminals are continually searching for and exploiting weaknesses in the digital ecosystem, causing significant...
Every morning, I wake up and walk bleary eyed to the bathroom, pop in my contacts and start my usual routine. Did I always...
Synthetic identities come from accounts held not by actual individuals, but by fabricated identities created to perpetrate fraud. It often starts with stealing a...
There are four reasons why the auto industry should be enthusiastic about the electric vehicle segment’s f...
Picking up where we left off, online fintech lenders face the same challenges as other financial institutions; however, they continue to push the speed...
Where are electric vehicles most popular? During the first half of the year, 3.6 percent of all new registrations in California were...
In 2011, data scientists and credit risk managers finally found an appropriate analogy to explain what we do for a living. “You know Moneyball?...