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The creation of synthetic identities (synthetic id) relies upon an ecosystem of institutions, data aggregators, credit reporting agencies and consumers. All of which are...
Subprime vehicle loans When discussing automotive lending, it seems like one term is on everyone’s lips: “subprime auto loan bubble.” But what is the...
On June 7, the Consumer Financial Protection Bureau (CFPB) released a new study that found that the ways “credit invisible” consumers establish credit history...
Summer spending A study by Experian and Edelman Berland noted that travelers relied heavily on credit for vacation purchases last year — with many...
How do credit unions stack up in a pack filled with heavy-hitting banks and aggressive online lenders? Do credit scores, debt levels and utilization...
When discussing automotive lending, it seems like one term is on everyone’s lips: “subprime auto loan bubble.” There’s always someone who claims that the...
Like an unimmunized person in a roomful of flu patients, the healthcare sector continues to be at high risk of catching something unpleasant. Cyberattacks...
Analyzing credit scores and card balances According to a study by VantageScore® Solutions LLC, consumers with credit scores between 601 and 650 carry the...
Risk managers, legal experts and brokers say phishing and social engineering are, by far, the biggest security threats facing their companies and clients. In...
The 1990s brought us a wealth of innovative technology, including the Blackberry, Windows 98, and Nintendo. As much as we loved those inventions, we...
Identity theft is frustrating. Not just for people, but for businesses too. According to our recent survey, many Americans are unknowingly engaging in risky...
Today is a great day for Experian and our automotive clients. We’ve been working with String Automotive for several years, and have now taken...
Weekend getaways, beach vacations and summer camp are all part of the beauty of summer. But they can come with a hefty price tag,...
Experian’s ID Fraud Tracker, a quarterly analysis of fraud rates across consumer financial products, found that British families who are struggling financially — about...
There are about as many definitions for people-based marketing as there are companies using the term.Each company seems to skew the definition to fit...