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Pay your bills on time, have cash set aside for emergencies, and invest your money for the future. These are the rules financial pros...
Knowing a consumer’s credit information at a single point in time tells only part of the story. For the whole story, lenders need to...
Newest technology doesn’t mean best when it comes to stopping fraud I recently attended the Merchant Risk Conference in Las Vegas, which brings together...
Has the EMV liability shift caused e-commerce fraud to increase 33% in 2016? According to Experian data, CNP fraud increased with Florida, Delaware, Oregon...
Latest results from Experian’s Market Trends report shows that 17.3 million new vehicles have been added to the U.S. Market of light-duty vehicles on...
The adoption of EMV terminals has pressured attackers to migrate their fraud attempts to the card-not-present channel. This is a major driver to the...
It was two years ago when I found myself sitting cross-legged on my home office floor, papers strewn about as I organized piles of...
Experian recently acquired a minority stake in Finicity, a leading financial data aggregator enabling innovation in the FinTech industry through its modern RESTful API...
Legitimate address discrepancies are common, which surprises most people. And handling every address discrepancy as a high fraud risk is operationally expensive and inhibits...
Knowing a consumer’s credit information at a single point in time only tells part of the story. I often hear one of our Experian...
Fraud and address manipulation (Part 1) Identifying an address as incorrect seems simple enough. But in reality, address mismatches between an application and credit...
Divorce often affects financial health negatively. It’s expensive – often causing nearly $20,000 in losses. A recent Experian survey found: 34% say their divorce...
Direct mail is not dead, but it’s 2017. Financial services companies need to acknowledge there might be other ways to deliver credit offers and...
A recent Experian study found that the amount of time it’s taking for automotive loans opened in Q4 2015 to become delinquent is actually...
Reactivation campaigns make economic sense. They build on a brand’s previous investments, targeting customers who already are aware of and previously have engaged with...