Knowing which of your customers may receive a tax refund is critical. Trended data can help collectors understand who will use it to pay down debt.

The multitude of modern fraud strategies available today necessitates applying an appropriate level of confidence to increase the likelihood of catching fraudsters without disrupting legitimate customers’ experiences.

The phrase swap set refers to “swapping out” a set of customer accounts and replacing them with, or “swapping in,” a set of good customer accounts.

Cybersecurity has become one of the most significant issues impacting international security and political and economic stability. Our new report, Data Breach Industry Forecast 2018, outlines 5 predictions for the data breach industry in the coming year.

Experian’s latest State of Automotive Finance Market report reveals the average credit score for purchasing a vehicle has increased four points across the board.

Vince Passione, founder and CEO of LendKey, comments on the state of student lending and how the space is evolving for both consumers and lenders.

Auto originations continue to increase — particularly within prime categories. As auto loan originations continue their upward trend, lenders can stay ahead of the competition by using advanced analytics to target the right customers and increase profitability.

To help better prepare you for potential cyber threats, here are our data breach industry predictions on data security in 2018.

A well-prepared data breach response drill should first define all breach scenarios (ransomware, phishing, etc.) and their specific steps.

Traditional verification and validation parameters alone are not enough to stop identity fraud. Fortunately, there are many emerging trends and best practices for modern fraud and identity strategies:

Underwriting a sizeable loan can take weeks with the task of collecting income and asset documents to analyze and verify. Understand how verification solutions are easing the pains in the complex mortgage process.

For most businesses, the customer experience is at the heart of every strategy. Debt collection shouldn’t be different. Here’s why:

Podcast to discuss the emergence of synthetic identity fraud, its true financial impact and how organizations can begin to fight back.

How can you build upon existing customer relationships and offer the products to the right people at the right time? By understanding consumer behavior.

Sophisticated criminals work hard to create convincing, verifiable personas they can use to commit fraud. Here are the 3 main ways fraudsters manufacture synthetic IDs: