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This summer, the Consumer Financial Protection Bureau (CFPB) took a significant step toward reforming the regulatory framework for the debt collection industry. The focus...
The first six months of 2016 has shown that the total credit card limits among the subprime and deep subprime credit range totaled $6.4...
Fraudsters are more sophisticated than ever. Just when you think you’ve filled the gaps, a new fraud threat emerges. Here are five strategic recommendations...
Tick-tock. Tick-tock. Lenders are just weeks away from the required Military Lending Act compliance date of Oct. 3, yet many are scrambling to find...
Consumers want to pay less. This is true in retail and in lending. No big surprise, right? So in order for lenders to capitalize...
Did you know that identities can shift (for better or worse) in just 30 days? To succeed in today’s multichannel, mobile environment, businesses must...
At the end of July, the Consumer Financial Protection Bureau (CFPB) took a significant step toward reforming the regulatory framework for the debt collection...
Consumer card balance transfer activity is estimated to be $35 billion to $40 billion a year. How do lenders identify these consumers before they...
Experian has been selected as one of the leading players in the fraud detection and prevention space in Juniper Research’s Online Payment Fraud strategies...
As regulators continue to warn financial institutions of the looming risk posed by HELOCs reaching end of draw, many bankers are asking: Why should I be concerned? What are...
Experian defines how businesses should approach Identity Relationship Management for identity and devices to enable better fraud protection through our latest perspective paper, The...
Ten years after homeowners took advantage of a thriving real-estate market to borrow against their homes, many are falling behind on payments, potentially leaving...
For years, organizations have used data to improve operational efficiencies and cost savings. Now they are beginning to use data to optimize or improve...
Fraudsters invited into bank branches The days of sending an invitation in the mail have for the most part gone by the wayside. Aside...
Time heals countless things, including credit scores. Many of the seven million people who saw their VantageScores drop to sub-prime levels after suffering a...