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While marketers typically begin deploying Halloween emails in September, last-minute mailings receive the highest response....

Published: October 30, 2015 by Carrie Janot

What will the EMV shift really mean for consumers and businesses here in the U.S.? Businesses and consumers across the U.S. are still adjusting...

Published: October 27, 2015 by Keir Breitenfeld

Small Business Fraud When you hear the word “fraud” it’s unlikely that small business fraud comes to mind. However, in terms of potential losses,...

Published: October 19, 2015 by Shelleyanne Rein

Understanding and managing first party fraud Background/Definitions Wherever merchants, lenders, service providers, government agencies or other organizations offer goods, services or anything of value...

Published: October 16, 2015 by Chris Ryan

According to the latest State of the Automotive Finance Market report, a record 55.5% of all used vehicles were financed in Q2 2015, compared...

Published: October 15, 2015 by Carrie Janot

Commerce: A conversation between merchants and consumers Last week I joined Sherri Haymond of MasterCard and Bharathi Ramavarjula of Facebook on a panel moderated...

Published: October 14, 2015 by Cherian Abraham

Driver of success: Mitigate auto lending risk A culture of learning is a key driver of success. Does your risk culture continue to adapt?...

Published: October 8, 2015 by Guest Contributor

Key drivers to auto financial services are speed and precision. What model year is your decisioning system? In the auto world the twin engineering...

Published: October 8, 2015 by Guest Contributor

Key drivers to auto financial services are speed and precision. What model year is your decisioning system? In the auto world the twin engineering...

Published: October 8, 2015 by Guest Contributor

VantageScore® models are the only credit scoring models to employ the same characteristic information and model design across the three credit...

Published: October 8, 2015 by Carrie Janot

With the holidays around the corner, retailers are getting ready to release their holiday...

Published: October 1, 2015 by Carrie Janot

While mobile subscriber lists typically are much smaller than email lists, mobile subscribers tend to be loyal and highly engaged...

Published: September 24, 2015 by Carrie Janot

Since Henry Ford invented the assembly line and mass automotive production began, the primary objective of all manufacturers and dealers has been to move...

Published: September 18, 2015 by Brad Smith

A recent Experian study found student loans have increased by 84% since the recession (from 2008 to 2014), surpassing credit card debt, home-equity loans...

Published: September 17, 2015 by Carrie Janot

Driver of success: Mitigate auto lending risk A culture of learning is a key driver of success. Does your risk culture continue to adapt?...

Published: September 15, 2015 by Guest Contributor

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