Bankcard origination volumes reached $97.5 billion in Q4 2015, the highest level on record since Q3 2008 and an increase of 22% over the...

Published: March 3, 2016 by Guest Contributor

2015 data shows where billing and shipping e-commerce fraud attacks occur in the United States Experian e-commerce fraud attacks and rankings now available Does...

Published: March 2, 2016 by Guest Contributor

Time to dust off those compliance plans and ensure you are prepared for the new regulations, specifically surrounding the Military Lending Act (MLA). Last...

Published: February 29, 2016 by Guest Contributor

For lenders, credit bureau data is vitally important in making informed risk determinations for consumer and small business loans. And the backbone of this...

Published: February 26, 2016 by Ashley Knight

A recent survey commissioned by VantageScore Solutions, LLC found that among consumers who are unable to obtain credit, 27% attribute the situation to lack...

Published: February 25, 2016 by Guest Contributor

Loyalty fraud and the customer experience Criminals continue to amaze me. Not surprise me, but amaze me with their ingenuity. I previously wrote about...

Published: February 22, 2016 by Guest Contributor

Every portfolio has a set of delinquent customers who do not make their payments on time. Truth. Every lender wants to collect on those...

Published: February 22, 2016 by Paul Desaulniers

According to Experian’s latest State of the Automotive Finance Market report, auto loan balances reached an all-time high of $987 billion in Q4 2015...

Published: February 18, 2016 by Guest Contributor

Compliance definitions LOA, CIP, FACTA, KYC — These acronyms seem endless, and navigating compliance can be both confusing and a painful drain on resources....

Published: February 12, 2016 by Shelleyanne Rein

A recent Experian survey shows a growing concern over identity theft and tax fraud. 42% of consumers are concerned that someone could access their...

Published: February 12, 2016 by Guest Contributor

Over the next several years, the large number of home equity lines of credit (also known as HELOCs) originated during the boom period of...

Published: February 10, 2016 by Shelly Miller

Accuracy matters. It matters in dart throwing, math calculations, and now more than ever, in data reporting. The Consumer Financial Protection Bureau (CFPB) issued...

Published: February 8, 2016 by Kerry Rivera

According to the latest Experian–Oliver Wyman Market Intelligence Report, HELOC originations came in at $43 billion for Q4 2015 — a 22% increase over...

Published: February 4, 2016 by Guest Contributor

Understanding the behaviors of best-in-class credit risk managers For financial institutions to achieve superior performance, having the appropriate set of credit risk managers is...

Published: February 2, 2016 by Guest Contributor

What is blockchain? Blockchain is beginning to get a lot of attention, so I thought it might be time to figure out what it...

Published: January 31, 2016 by Guest Contributor