Every portfolio has a set of delinquent customers who do not make their payments on time. Truth. Every lender wants to collect on those...

Published: February 22, 2016 by Paul Desaulniers

According to Experian’s latest State of the Automotive Finance Market report, auto loan balances reached an all-time high of $987 billion in Q4 2015...

Published: February 18, 2016 by Guest Contributor

Compliance definitions LOA, CIP, FACTA, KYC — These acronyms seem endless, and navigating compliance can be both confusing and a painful drain on resources....

Published: February 12, 2016 by Shelleyanne Rein

A recent Experian survey shows a growing concern over identity theft and tax fraud. 42% of consumers are concerned that someone could access their...

Published: February 12, 2016 by Guest Contributor

Over the next several years, the large number of home equity lines of credit (also known as HELOCs) originated during the boom period of...

Published: February 10, 2016 by Shelly Miller

Accuracy matters. It matters in dart throwing, math calculations, and now more than ever, in data reporting. The Consumer Financial Protection Bureau (CFPB) issued...

Published: February 8, 2016 by Kerry Rivera

According to the latest Experian–Oliver Wyman Market Intelligence Report, HELOC originations came in at $43 billion for Q4 2015 — a 22% increase over...

Published: February 4, 2016 by Guest Contributor

Understanding the behaviors of best-in-class credit risk managers For financial institutions to achieve superior performance, having the appropriate set of credit risk managers is...

Published: February 2, 2016 by Guest Contributor

What is blockchain? Blockchain is beginning to get a lot of attention, so I thought it might be time to figure out what it...

Published: January 31, 2016 by Guest Contributor

According to a recent Experian Marketing Services study, 36% of companies interact with customers in five or more...

Published: January 28, 2016 by Guest Contributor

Ensure you’re protecting consumer data privacy Data Privacy Day is a good reminder for consumers to take steps to protect their privacy online —...

Published: January 28, 2016 by Traci Krepper

Who will take the coveted Super Bowl title in 2016? Now that we’re down to the final two teams, the commentary will heighten. Sportscasters,...

Published: January 25, 2016 by Kerry Rivera

With the rapid growth in the number of online marketplace lenders , and projections the field will continue to grow in 2016, winning the...

Published: January 25, 2016 by Guest Contributor

For marketers, the start of a new year is an opportunity to look ahead....

Published: January 21, 2016 by Guest Contributor

Attract and retain high-value demand deposit accounts The excitement of the new year has ended, and now the big question remains: What will 2016...

Published: January 21, 2016 by Guest Contributor