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This month, it’s all about parties and gift giving and holiday traditions. Fast forward a month, however, and consumers will be in a different...

Published: December 3, 2015 by Kerry Rivera

Hello from the other side … While Adele scores big on the Billboard Hot 100 by crooning of coming to terms with a lover...

Published: November 30, 2015 by Kerry Rivera

With Black Friday quickly approaching, a recent Experian study shows online Black Friday searches are already tracking ahead of last year. This October, the...

Published: November 26, 2015 by Carrie Janot

Profile of an online fraudster I recently read a study about the profile of a cybercriminal. While I appreciate the study itself, one thing...

Published: November 25, 2015 by David Britton

Understanding the Impact of New Marketplace Lending Regulations The online marketplace lending sector has enjoyed unprecedented growth these past few years. According to a...

Published: November 24, 2015 by Tony Hadley

According to a recent survey commissioned by VantageScore Solutions, millennials cite being unscoreable as the main obstacle to credit access. Among the findings: One-third...

Published: November 20, 2015 by Carrie Janot

What the EMV Shift means for you I recently facilitated a Webinar looking at myths and truths in the market regarding the EMV liability...

Published: November 16, 2015 by Keir Breitenfeld

The Responsible Business Lending Coalition, a group of nonbank small-business lenders, recently announced a regulatory program designed to bring greater clarity to the industry’s...

Published: November 12, 2015 by Carrie Janot

Using bankcard utilization to forecast holiday spend It’s officially November, and like me, you’ve probably noticed all the holiday promotions in your mailbox and...

Published: November 10, 2015 by Alan Ikemura

While walking through a toy store in search of the perfect gift for a nephew, I noticed the board game Risk, which touts itself...

Published: November 6, 2015 by Bill Sallurday

Winning the loyalty of millennials continues to be a key area of opportunity for financial...

Published: November 5, 2015 by Carrie Janot

While marketers typically begin deploying Halloween emails in September, last-minute mailings receive the highest response....

Published: October 30, 2015 by Carrie Janot

What will the EMV shift really mean for consumers and businesses here in the U.S.? Businesses and consumers across the U.S. are still adjusting...

Published: October 27, 2015 by Keir Breitenfeld

Small Business Fraud When you hear the word “fraud” it’s unlikely that small business fraud comes to mind. However, in terms of potential losses,...

Published: October 19, 2015 by Shelleyanne Rein

Understanding and managing first party fraud Background/Definitions Wherever merchants, lenders, service providers, government agencies or other organizations offer goods, services or anything of value...

Published: October 16, 2015 by Chris Ryan

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