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The Responsible Business Lending Coalition, a group of nonbank small-business lenders, recently announced a regulatory program designed to bring greater clarity to the industry’s...
Using bankcard utilization to forecast holiday spend It’s officially November, and like me, you’ve probably noticed all the holiday promotions in your mailbox and...
While walking through a toy store in search of the perfect gift for a nephew, I noticed the board game Risk, which touts itself...
Winning the loyalty of millennials continues to be a key area of opportunity for financial...
While marketers typically begin deploying Halloween emails in September, last-minute mailings receive the highest response....
What will the EMV shift really mean for consumers and businesses here in the U.S.? Businesses and consumers across the U.S. are still adjusting...
Small Business Fraud When you hear the word “fraud” it’s unlikely that small business fraud comes to mind. However, in terms of potential losses,...
Understanding and managing first party fraud Background/Definitions Wherever merchants, lenders, service providers, government agencies or other organizations offer goods, services or anything of value...
According to the latest State of the Automotive Finance Market report, a record 55.5% of all used vehicles were financed in Q2 2015, compared...
Commerce: A conversation between merchants and consumers Last week I joined Sherri Haymond of MasterCard and Bharathi Ramavarjula of Facebook on a panel moderated...
Driver of success: Mitigate auto lending risk A culture of learning is a key driver of success. Does your risk culture continue to adapt?...
Key drivers to auto financial services are speed and precision. What model year is your decisioning system? In the auto world the twin engineering...
Key drivers to auto financial services are speed and precision. What model year is your decisioning system? In the auto world the twin engineering...
VantageScore® models are the only credit scoring models to employ the same characteristic information and model design across the three credit...
With the holidays around the corner, retailers are getting ready to release their holiday...