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According to Experian Marketing Services’ holiday peak week analysis, social media proved to be a key research tool for holiday shoppers and a crucial...

Published: January 12, 2014 by admin

By: Teri Tassara In my blog last month, I covered the importance of using quality credit attributes to gain greater accuracy in risk models. ...

Published: January 10, 2014 by Guest Contributor

With most lenders focused on growth as the top priority for the new year, having the ability to score more consumers is key.... Published: January 7, 2014 by admin

According to the National Christmas Tree Association, approximately 25 to 30 million real Christmas trees are sold annually in the United States versus 8...

Published: December 23, 2013 by admin

By: Maria Moynihan Crime prevention and awareness techniques are changing and data, analytics and use of technology is making a difference. While law enforcement...

Published: December 18, 2013 by Guest Contributor

According to Experian’s latest State of the Automotive Finance Market report, interest rates for new auto loans dropped to 4.27 percent — the lowest...

Published: December 15, 2013 by admin

Experian’s latest annual State of Credit analysis provides insight into the differences in credit habits by generation. While the youngest group, Millennials, appear to...

Published: December 7, 2013 by admin

Data quality should be a priority for retailers at any time of the year, but even more so as the holiday season approaches. According...

Published: December 4, 2013 by admin

The credit appetite for small businesses is strong and growing. Total outstanding balances have risen at their fastest rate in two years, and delinquency...

Published: November 17, 2013 by admin

Credit trends from the most recent Experian–Oliver Wyman Market Intelligence Report point to a steady economic recovery. Bankcard charge-offs decreased 13 percent year over...

Published: November 9, 2013 by admin

When I wrote about Host Card Emulationback in March, it provoked much debate around whether this capability will die on the cutting floor or...

Published: November 7, 2013 by Cherian Abraham

In the 1970s, it took an average of 18 days before a decision could be made on a credit card application. Credit decisioning has...

Published: November 4, 2013 by Cherian Abraham

Credit unions were the only type of lender to have their 30 day plus delinquency rate fall below 2 percent for several key product...

Published: November 2, 2013 by admin

Personalized credit education can have a measurable impact on a person’s credit score. Consumers who used a personalized consumer credit-education service that offers one-on-one...

Published: October 27, 2013 by admin

The growing cost and number of data breaches has spurred more interest in cyber insurance. While companies often increase investments in technology and training...

Published: October 26, 2013 by admin

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