By: Joel Pruis I have just completed the first of two presentations on Model Risk Governance at the RMA Annual Conference.  The focus of...

Published: October 27, 2014 by Guest Contributor

Experian hosted the Future of Fraud event this week in New York City where Ori Eisen and Frank Abagnale hosted clients and prospects highlighting...

Published: October 22, 2014 by Guest Contributor

More than 10 years ago I spoke about a trend at the time towards an underutilization of the information being managed by companies. I...

Published: October 21, 2014 by Guest Contributor

If rumors hold true, Apple Pay will launch in a week.Fiveofmylastsixposts had covered Apple’s likely and actual strategy in payments & commerce, and the...

Published: October 21, 2014 by Cherian Abraham

By: Joel Pruis When the OCC put forth the supervisory guidance on model risk governance the big focus in the industry was around the...

Published: October 20, 2014 by Guest Contributor

Card-to-card balance transfers represent a substantial profit opportunity for...

Published: October 17, 2014 by Guest Contributor

By: Maria Moynihan Mobile devices are everywhere, and landlines and computer desktops are becoming things of the past. A recent American Marketing Association post...

Published: October 16, 2014 by Guest Contributor

According to a recent 41st Parameter® study, 85 percent of consumers use online or mobile channels to conduct...

Published: October 9, 2014 by Guest Contributor

In a recent webinar, we addressed how both the growing diversity of technology used for online transactions and the many different types of access can...

Published: October 3, 2014 by Guest Contributor

Auto loan originations reached $153 billion in Q2 2014, which was a 16 percent increase over the same quarter last year. While the largest...

Published: October 2, 2014 by Guest Contributor

Our second annual data breach preparedness study,Is Your Company Ready for a Big Breach?, conducted by the Ponemon Institute, reveals good news and bad...

Published: September 30, 2014 by Michael Bruemmer

According to a recent Experian Data Quality study, three out of four organizations personalize their marketing messages or are in the process of doing......

Published: September 29, 2014 by Guest Contributor

Fraud is not a point-in-time problem and data breaches should not be considered isolated attacks, which break through network defenses to abscond with credentials....

Published: September 29, 2014 by Guest Contributor

Consumer debt for every major consumer lending category has decreased over the past few years, except for student...

Published: September 26, 2014 by Guest Contributor

I have heard from a few creditors that when it comes to allocating accounts to collection agencies for recoveries creating a rule based strategy...

Published: September 26, 2014 by Guest Contributor