According to Experian Marketing Services' annual Email Market Study, personalized promotional emails have 29 percent higher unique open rates and 41 percent higher unique...

Published: March 27, 2014 by Stacie Baker

The most recent Experian State of the Automotive Finance Market report shows more consumers are leasing vehicles. Leases accounted for 28.4 percent of all...

Published: March 20, 2014 by Stacie Baker

While access to small-business credit is improving and credit balances are increasing, key differences still remain across the United...

Published: March 13, 2014 by Stacie Baker

Using a risk model based on older data can result in reduced predictive...

Published: March 6, 2014 by Stacie Baker

Findings from the most recent Experian State of the Automotive Finance Market report show outstanding automotive loan balances increased 11 percent from Q4 2012,...

Published: February 27, 2014 by Stacie Baker

The housing market continues to recover, with mortgage originations increasing 12 percent year over year, moving from $508 billion to $570...

Published: February 21, 2014 by Stacie Baker

Small-business credit conditions wrapped up the year by showing continued improvement for the fourth consecutive quarter....

Published: February 21, 2014 by Stacie Baker

Both Visa and MasterCard announced their support for Host Card Emulation (HCE) and their intent to release HCE specifications soon. I have been talking...

Published: February 20, 2014 by Cherian Abraham

By: Matt Sifferlen On January 17th, we celebrated the 308th birthday of one of America’s most famous founding fathers, Ben Franklin. I’ve been a...

Published: February 10, 2014 by Guest Contributor

Delinquency rates for auto loans moved up slightly in the last quarter of 2013, with the 30 to 59 days past due (DPD), 60...

Published: February 7, 2014 by Stacie Baker

The volume of emails sent by marketers rose nearly 13 percent during the 2013 holiday season compared to...

Published: February 5, 2014 by Stacie Baker

In the days following the Target breach, both clarity and objectivity are in short supply. Everything that didn’t already exist became suddenly the cure-all...

Published: January 14, 2014 by Cherian Abraham

According to Experian Marketing Services’ holiday peak week analysis, social media proved to be a key research tool for holiday shoppers and a crucial...

Published: January 12, 2014 by admin

By: Teri Tassara In my blog last month, I covered the importance of using quality credit attributes to gain greater accuracy in risk models. ...

Published: January 10, 2014 by Guest Contributor

With most lenders focused on growth as the top priority for the new year, having the ability to score more consumers is key.... Published: January 7, 2014 by admin