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By: Teri Tassara In my blog last month, I covered the importance of using quality credit attributes to gain greater accuracy in risk models. ...
With most lenders focused on growth as the top priority for the new year, having the ability to score more consumers is key....
According to the National Christmas Tree Association, approximately 25 to 30 million real Christmas trees are sold annually in the United States versus 8...
By: Maria Moynihan Crime prevention and awareness techniques are changing and data, analytics and use of technology is making a difference. While law enforcement...
According to Experian’s latest State of the Automotive Finance Market report, interest rates for new auto loans dropped to 4.27 percent — the lowest...
Experian’s latest annual State of Credit analysis provides insight into the differences in credit habits by generation. While the youngest group, Millennials, appear to...
Data quality should be a priority for retailers at any time of the year, but even more so as the holiday season approaches. According...
The credit appetite for small businesses is strong and growing. Total outstanding balances have risen at their fastest rate in two years, and delinquency...
Credit trends from the most recent Experian–Oliver Wyman Market Intelligence Report point to a steady economic recovery. Bankcard charge-offs decreased 13 percent year over...
When I wrote about Host Card Emulationback in March, it provoked much debate around whether this capability will die on the cutting floor or...
In the 1970s, it took an average of 18 days before a decision could be made on a credit card application. Credit decisioning has...
Credit unions were the only type of lender to have their 30 day plus delinquency rate fall below 2 percent for several key product...
Personalized credit education can have a measurable impact on a person’s credit score. Consumers who used a personalized consumer credit-education service that offers one-on-one...
The growing cost and number of data breaches has spurred more interest in cyber insurance. While companies often increase investments in technology and training...
The latest quarterly credit trends analysis by Experian shows that mortgage originations increased by 10 percent over one year ago. More importantly, the data...