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In an effort to understand consumer needs better and help lenders educate their customers, VantageScore® Solutions surveyed more than 200 lenders nationwide on the...
Auto financing became easier to obtain in Q4 2013 and the market share for new vehicle loans in the nonprime, subprime and deep-subprime credit...
According to Experian Marketing Services' annual Email Market Study, personalized promotional emails have 29 percent higher unique open rates and 41 percent higher unique...
The most recent Experian State of the Automotive Finance Market report shows more consumers are leasing vehicles. Leases accounted for 28.4 percent of all...
While access to small-business credit is improving and credit balances are increasing, key differences still remain across the United...
Using a risk model based on older data can result in reduced predictive...
Findings from the most recent Experian State of the Automotive Finance Market report show outstanding automotive loan balances increased 11 percent from Q4 2012,...
The housing market continues to recover, with mortgage originations increasing 12 percent year over year, moving from $508 billion to $570...
Small-business credit conditions wrapped up the year by showing continued improvement for the fourth consecutive quarter....
Both Visa and MasterCard announced their support for Host Card Emulation (HCE) and their intent to release HCE specifications soon. I have been talking...
By: Matt Sifferlen On January 17th, we celebrated the 308th birthday of one of America’s most famous founding fathers, Ben Franklin. I’ve been a...
Delinquency rates for auto loans moved up slightly in the last quarter of 2013, with the 30 to 59 days past due (DPD), 60...
The volume of emails sent by marketers rose nearly 13 percent during the 2013 holiday season compared to...
An employee who never uses a mobile device – personal or company-supplied – for business purposes is becoming a rare creature, indeed. Use of...
In the days following the Target breach, both clarity and objectivity are in short supply. Everything that didn’t already exist became suddenly the cure-all...