The August 2012 edition of the S&P/Experian Consumer Credit Default Indices showed that bankcard, first-mortgage and second-mortgage default rates hit new post recession lows....

Published: October 7, 2012 by admin

By: Mike Horrocks It has been over a year that in Zuccotti Park the Occupy Wall Street crowd made their voices heard.  At the...

Published: October 4, 2012 by Guest Contributor

By: Maria Moynihan State and local governments responsible for growth may be missing out on an immediate and sizeable revenue opportunity if their data...

Published: October 3, 2012 by Guest Contributor

In Experian’s recent State of Credit study which analyzes credit scores in more than 100 cities, Minneapolis took the number one spot, with an...

Published: October 1, 2012 by admin

The average bankcard balance per consumer in Q2 2012 was $4,170, which is 4 percent higher when compared to the same quarter of the...

Published: September 23, 2012 by admin

By: Teri Tassara Negative liquidity, or owing more on your home than its value, has become a much too common theme in the past...

Published: September 20, 2012 by Guest Contributor

What does the mortgage interest rate, currently at an all time low of 3.55% (for 30 yr. fixed), mean for financial institutions? According to...

Published: September 18, 2012 by Kelly Ward

Loans to customers in the nonprime, subprime and deep-subprime credit risk tiers accounted for more than one in four new vehicle loans in Q2...

Published: September 16, 2012 by admin

By: Kyle Aiman For more than 20 years, creditors have been using scores in their lending operations.  They use risk models such as the...

Published: September 10, 2012 by Guest Contributor

Mortgage delinquencies continued to reach multi-year lows with the delinquency rate for those 60 plus days past due falling to 4.68 percent in Q2...

Published: September 9, 2012 by admin

With mortgage interest rates at historic lows, the risk of attrition and its impact on ongoing revenue has become a paramount concern for credit...

Published: September 2, 2012 by admin

When it comes to short sales, a status of “account paid in full for less than full balance” or “settled” will still have a...

Published: August 27, 2012 by admin

By: Uzma Aziz They say, “a bird in the hand is better than two in the bush” …and the same can be said about customers...

Published: August 20, 2012 by Guest Contributor

Total balances of automotive loan portfolios rose for all types of lending organizations in Q2 2012, reaching $682 billion, compared with $646 billion in...

Published: August 19, 2012 by admin

By: Ken Pruett The great thing about being in front of customers is that you learn something from every meeting.  Over the years I...

Published: August 19, 2012 by Guest Contributor