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By: Maria Moynihan State and Federal agencies are tasked with overseeing the integration of new Health Insurance Exchanges and with that responsibility, comes the...
While the overall average VantageScore® for consumers in Q4 2012 was 748, the average score can vary greatly by specific loan product. For example,...
Spending on debit and prepaid cards in the United States topped $2 trillion in 2011, with 75 percent of this purchase volume being non-ATM...
The Experian/Moody's Analytics Small Business Credit Index tumbled in Q4 2012, falling 6.8 points to 97.3 from 104.1 in the previous quarter. This is...
This post is in response to the recent Bankinter story of NFC payments at the point-of-sale without requiring SE – and the lack of...
Experian Automotive's Q4 2012 credit trends analysis found that 60-day delinquencies rose from 0.72 percent in Q4 2011 to 0.74 percent in Q4 2012....
Big news , with Chase entering in to a 10 year expanded partnership with Visa to create a ‘differentiated experience’ for its merchants and...
According to a recent Ponemon Institute study, 65 percent of study participants say their organization has had a data breach in the past two...
Last January, I published an article in the Credit Union Journal covering the trend among banks to return to portfolio growth. Over the year,...
The average unscoreable consumer has a good job and a better-than-adequate credit profile. Sixty-one percent of unscoreable consumers hold professional level or skilled labor...
Each year, more than $1 billion is stolen from accounts at small and mid-sized banks across the U.S. and Europe. Unless the nature of...
In today’s data driven world, information is king. So if you are not armed with the same information as your competitor or worse, experience...
According to a recent survey that asked Americans about their understanding of credit scores 83 percent have checked their credit scores and nearly half...
At midnight yesterday, Google sent me an email on how the new GoogleWallet update will now allow me to store my “Citi MasterCard” online....
Roughly 70 percent of credit scores change by up to 20 points in any given 90-day window. Most consumers experience a score improvement rather...