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Last January, I published an article in the Credit Union Journal covering the trend among banks to return to portfolio growth. Over the year,...
The average unscoreable consumer has a good job and a better-than-adequate credit profile. Sixty-one percent of unscoreable consumers hold professional level or skilled labor...
Each year, more than $1 billion is stolen from accounts at small and mid-sized banks across the U.S. and Europe. Unless the nature of...
In today’s data driven world, information is king. So if you are not armed with the same information as your competitor or worse, experience...
According to a recent survey that asked Americans about their understanding of credit scores 83 percent have checked their credit scores and nearly half...
At midnight yesterday, Google sent me an email on how the new GoogleWallet update will now allow me to store my “Citi MasterCard” online....
Roughly 70 percent of credit scores change by up to 20 points in any given 90-day window. Most consumers experience a score improvement rather...
First, it aims to drastically reduce payment acceptance costs through any and all means and Secondly – keep merchant data firmly within their purview....
All skip tracing data is the same, right? Not exactly. While there are many sources of consumer contact data available to debt collectors, the...
The December release of the S&P/Experian Consumer Credit Default Indices, a comprehensive measure of changes in consumer credit defaults, showed the national composite* increased...
Bankcard originations have continued to increase, with Q3 2012 originations increasing 32 percent over Q3 2011. On average, 66 percent of the population now...
By: Maria Moynihan Fact: In fiscal year 2011, the federal government allocated ~$608M to investigate and prosecute cases of alleged fraud in health care...
To learn the status of Americans' current credit card spending, Credit.com recently compiled a list of the states with the highest average bankcard balance...
To learn the status of Americans' current credit card spending, Credit.com recently compiled a list of the states with the highest average bankcard balance...
By: Maria Moynihan Cyber Monday recently passed and I’m curious to know if you were one of the many who contributed to the $1.465...