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By: Kyle Aiman For more than 20 years, creditors have been using scores in their lending operations. They use risk models such as the...
Mortgage delinquencies continued to reach multi-year lows with the delinquency rate for those 60 plus days past due falling to 4.68 percent in Q2...
With mortgage interest rates at historic lows, the risk of attrition and its impact on ongoing revenue has become a paramount concern for credit...
When it comes to short sales, a status of “account paid in full for less than full balance” or “settled” will still have a...
By: Uzma Aziz They say, “a bird in the hand is better than two in the bush” …and the same can be said about customers...
Total balances of automotive loan portfolios rose for all types of lending organizations in Q2 2012, reaching $682 billion, compared with $646 billion in...
By: Ken Pruett The great thing about being in front of customers is that you learn something from every meeting. Over the years I...
Join us Sept 12-13 in New York City for the Finovate conference to check out the best new innovations in financial and banking technology...
In this three-part series, Everything you wanted to know about credit risk scores, but were afraid to ask, I will provide a high level...
By: Mike Horrocks In 1950 Alice Stewart, a British medical professor, embarked on a study to identify what was causing so many cases of...
The Experian/Moody’s Analytics Small Business Credit Index edged up 0.9 points in Q2 2012, to 104.1 from 103.2. High-level findings from the Q2 report...
By: Teri Tassara The intense focus and competition among lenders for the super prime and prime prospect population has become saturated, requiring lenders to...
Some borrowers who are deemed subprime by traditional credit scoring criteria are actually quite creditworthy and are identified as prime or near-prime consumers when...
Last week, a group of us came together for a formal internal forum where we had the opportunity to compare notes with colleagues, hear...
The Fed’s Comprehensive Capital Analysis and Review (CCAR) and Capital Plan Review (CapPR) stress scenarios depict a severe recession that, although unlikely, the largest...