Q1: Experian’s 8th Annual State of Credit Report has launched. Can you take a guess what the US average credit score is?
Q2: Why is it important to know or pay attention to your credit score?
Q3: What factors contribute to your credit score?
Q4: The study looked at five different generations. Can you rank them by credit score, highest to lowest? (Silent, Boomer, Gen. X, Gen. Y, Gen. Z)
Q5: How are generational lifestyles changing their financial outlook and credit behaviors?
Q6: The State of Credit revealed that credit card debt surpassed $1 trillion for the first time since the Great Recession. Why do you think people are taking on more debt?
Q7: What options are available for those feeling overwhelmed by their credit card debt?
Q8: Our study also found that people have an average of 3.1 credit cards. Is it better for your credit score to have more or less than the average?
Q9: What should people know about opening or closing credit card accounts?
Q10:You can’t always control certain economic factors, but how can you ensure that you are in control of your credit?
If you’ve never heard about #CreditChat, here is a brief overview: