Breaking Up with Bad Spending Habits: A Financial Detox Plan
Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on X (formerly Twitter) and all are welcome to participate. DM us any questions.
Struggling with impulse buys or overspending? It’s time for a financial detox! Join this week’s #CreditChat where we’ll share practical tips to identify spending triggers, build better money habits, and take control of your finances—because your budget deserves a fresh start!
Topic: Breaking Up with Bad Spending Habits: A Financial Detox Plan
When: Wednesday, February 12, 2025 at 3 p.m. ET.
Where: Join the live hashtag discussion
The panel will include: Leslie H. Tayne, Esq: Founder and Managing Director of Tayne Law Group, P.C. (f/k/a The Law Offices of Leslie H. Tayne,P.C.); Barbara O’Neill, Ph.D., CFP®, AFC®:Owner/CEOMoney Talk Financial Planning Seminars and Publications; Lawrence Sprung: CFP® and Author ofFinancial Planning Made Personal; Yanely Espinal:Director of Educational Outreach forNext Gen Personal Finance; Beverly Harzog: Credit Card Expert, Bestselling Author, columnist and podcast host at BeverlyHarzog.com; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian; Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.
Gift Card Giveaway
Enter here for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET. Complete rules here.
Questions we will discuss:
- We listen and we don’t judge: If you could break up with one bad spending habit for good, what would it be and why?
- In the spirit of Valentine’s Day, what’s the first step in rekindling the relationship with your financial health?
- How can you keep your relationship with your budget from becoming toxic?
- What financial habits do you need to “swipe left” on to achieve your money goals?
- What are some “red flag” financial habits in a relationship, and how can you address them with your partner?
- What’s the best way to “break up” with money arguments and communicate about finances with love and respect?
- Just like a fleeting romance, emotional spending can leave your finances heartbroken—how can you mend your money habits and break the cycle of retail therapy?
- What’s one financial habit you can commit to “falling in love” with this Valentine’s Day?
- How can friends support each other in ‘breaking up’ with bad spending habits and committing to a financially healthy glow-up?
- Share one love letter or affirmation that helps you stay committed to your financial detox journey.
Check out our complete list of upcoming personal finance Twitter chats here