Breaking Up with Bad Spending Habits: A Financial Detox Plan 

Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on X (formerly Twitter) and all are welcome to participate. DM us any questions.

Struggling with impulse buys or overspending? It’s time for a financial detox! Join this week’s #CreditChat where we’ll share practical tips to identify spending triggers, build better money habits, and take control of your finances—because your budget deserves a fresh start!

Topic: Breaking Up with Bad Spending Habits: A Financial Detox Plan

When: Wednesday, February 12, 2025 at 3 p.m. ET.

Where: Join the live hashtag discussion

The panel will include: Leslie H. Tayne, Esq: Founder and Managing Director of Tayne Law Group, P.C. (f/k/a The Law Offices of Leslie H. Tayne,P.C.); Barbara O’Neill, Ph.D., CFP®, AFC®:Owner/CEOMoney Talk Financial Planning Seminars and Publications; Lawrence Sprung: CFP® and Author ofFinancial Planning Made Personal; Yanely Espinal:Director of Educational Outreach forNext Gen Personal Finance; Beverly Harzog: Credit Card Expert, Bestselling Author, columnist and podcast host at BeverlyHarzog.com; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian; Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.

Gift Card Giveaway
Enter here for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET. Complete rules here.

Questions we will discuss:

  1. We listen and we don’t judge: If you could break up with one bad spending habit for good, what would it be and why?
  1. In the spirit of Valentine’s Day, what’s the first step in rekindling the relationship with your financial health?
  1. How can you keep your relationship with your budget from becoming toxic?
  1. What financial habits do you need to “swipe left” on to achieve your money goals?
  1. What are some “red flag” financial habits in a relationship, and how can you address them with your partner?
  1. What’s the best way to “break up” with money arguments and communicate about finances with love and respect?
  1. Just like a fleeting romance, emotional spending can leave your finances heartbroken—how can you mend your money habits and break the cycle of retail therapy?
  1. What’s one financial habit you can commit to “falling in love” with this Valentine’s Day?
  1. How can friends support each other in ‘breaking up’ with bad spending habits and committing to a financially healthy glow-up?
  1. Share one love letter or affirmation that helps you stay committed to your financial detox journey.

Check out our complete list of upcoming personal finance Twitter chats here

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