Smart Ways to Build Your Credit History
Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on Twitter and all are welcome to participate. DM us any questions.
This week, we’ll discuss the best ways to establish excellent credit.
Topic: Smart Ways to Build Your Credit History
When: Wednesday, July 28, 2021 at 3 p.m. ET.
Where: Join the live hashtag discussion.
The panel will include: Take Charge America; Leslie H. Tayne, Esq: Founder and Managing Director of Tayne Law Group, P.C. (f/k/a The Law Offices of Leslie H. Tayne, P.C.); Patrina Dixon: Personal Finance Expert and Author, It’$ My Money; Cally Ingebritson: Friendly Financial Coach and Founder of Chillax Finance; Beverly Harzog: Credit Card Expert and Consumer Finance Analyst for U.S. News; Lawrence D. Sprung: CFP® President of Mitlin Financial, Inc.; Paulina Likos: Investing Reporter at U.S. News; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian and Christina Roman: Consumer Education and Advocacy Manager at Experian.
Gift Card Giveaway
Enter here for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET. Complete rules here.
Questions We’ll Discuss:
- Why is it important to build your credit history?
- What are some simple ways to build your credit history?
- When should you begin to establish your credit history?
- What are some ways to build your credit history without a credit card?
- How can you build your credit history if you have few or no traditional credit accounts?
- How can you ensure that your creditors are reporting your payments to the credit bureaus?
- How long does it take to establish good credit?
- How can you manage your credit reports and credit scores when building credit?
- What are some common mistakes to avoid when building your credit history?
- Any final tips for those working to build their credit history?
Check out our complete list of upcoming personal finance Twitter chats here.