Credit Confidence: Understanding and Improving Your Credit Score
Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on X (formerly Twitter) and all are welcome to participate. DM us any questions.
Whether you’re grappling with debt, uncertain about your financial future, or simply seeking strategies to ease financial stress, this conversation promises valuable insights and actionable tips. Discover ways to navigate financial challenges with resilience and empower yourself to take control of your financial well-being.
Topic: Credit Confidence: Understanding and Improving Your Credit Score
When: Wednesday, September 11, 2024 at 3 p.m. ET.
Where: Join the live hashtag discussion
The panel will include: Jeanne Kelly: Credit expert, identity theft expert, speaker and founder of JeanneKelly.net; Bruce McClary: Sr. Vice President , Media Relations and Membership at the NFCC; Navicore Solutions; Markia Brown, AFC®: Financial Content Creator and Founder of TheMoneyPlug.co; Erika Giovanetti: Loans Expert and Reporter at U.S. News & World Report; Beverly Harzog: Credit Card Expert, Bestselling Author, columnist and podcast host at BeverlyHarzog.com; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian; Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.
Gift Card Giveaway
Enter here for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET. Complete rules here.
Questions we will discuss:
- How often do you check your credit report and score, and where can you check them?
- What’s the difference between a credit report and a credit score?
- What factors impact your credit score?
- What are the benefits of having a good credit score?
- How does carrying a balance on your credit card impact your score?
- What are some common credit score myths?
- How can someone build or rebuild their credit if they have little or no credit history?
- What are some things anyone can do to improve their credit score?
- How long do negative items, like late payments or collections, stay on my credit report, and is there any way to remove them sooner?
- What resources are available to help consumers better understand and manage their credit scores?
Check out our complete list ofupcoming personal finance Twitter chats here.