We had a chat with credit experts: John Ulzheimer, Jim Akin (VantageScore), Jeanne Kelly, and Rod Griffin. You can watch the video above or download the audio and listen later:
John Ulzheimer
John Ulzheimer is a nationally recognized expert on credit reporting, credit scoring and identity theft. He is the President of The Ulzheimer Group and the credit blogger for CreditSesame.com, Mint.com, CreditCardInsider.com and the National Foundation for Credit Counseling. Formerly of FICO, Equifax and Credit.com, John is the only recognized credit expert who actually comes from the credit industry. He has served as a credit expert witness in more than 140 cases and has been qualified to testify in both Federal and State court on the topic of consumer credit.
Jeanne Kelly
Jeanne Kelly is a nationally recognized authority on credit, the founder of The Kelly Group and the author of The 90-Day Credit Challenge. She has appeared on The Today Show, and blogs for Credit.com, Huffington Post & Poughkeepsie Journal.
Rod Griffin
Rod Griffin is Director of Public Education for Experian. He is responsible for Experian’s national consumer education programs and supports the company’s community involvement and corporate responsibility efforts. He speaks regularly at regional and national financial literacy events and supports various national consumer education initiatives including the LifeSmarts Consumer Knowledge Competition, for which he serves on the Corporate Advisory Board, and the Jumpstart Coalition for Financial Literacy. Rod also serves on the Creative Educator Advisory Board for FinLitTV.com.
Jim Akin
Jim Akin is the Senior Manager, Digital Communications at VantageScore Solutions, LLC.