Join our #CreditChat on X every Wednesday at 3 p.m. ET. 	
 
Let’s be honest. Most of us didn’t learn about credit scores or budgeting in school, and for a lot of people, money wasn’t exactly dinner table conversation growing up. That’s why we started #CreditChat, a space to talk openly about the life events and financial choices that affect all of us.
Experian might be known for credit reports, but we’re so much more than that. We’re a global data and technology company working to create opportunities. We help people reach their goals, save time and money, and feel more confident about their financial lives. We work across industries like healthcare, finance, insurance, and more. But at the end of the day, we’re here for you. We want to help you break down complicated topics and cheer you on as you build your financial future.
So come hang out with us every Wednesday at 3 p.m. ET on X (formerly Twitter) for #CreditChat. We cover real topics, share real tips, and hear from real people just like you. No judgment. No jargon. Just real talk. Because you deserve to feel good about your money.
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Check out our exciting podcast #CreditChat Live  featuring expert insights on a variety of financial topics! 
Here’s how to join our next chat:  Topic:   Budget-Friendly Holidays: Giving Without Going Broke Where:  Join the live hashtag discussion . If you have questions, please DM us on X  (formerly Twitter).
Upcoming Personal Finance & Credit Discussions:   November 5:  Budget-Friendly Holidays: Giving Without Going Broke November 12:  Preparing for Black Friday and Cyber Monday Safely  November 19:  Giving Back Wisely: Charitable Donations and Financial Scams to Avoid November 26:  Financial Gratitude: Reflecting on Your Money Wins This Year December 3:  Setting Boundaries With Money: Saying “No” Without Guilt This Holiday Season December 10:  Money Lessons from 2025 and Habits We’re Keeping in 2026 December 17:  New Year, Better Credit: Setting Financial Resolutions That Stick
Past Topics include :
Financial Frights: How to Spot and Escape Predatory Practices That Haunt Your Wallet  
Don’t Fall for It: Spotting and Stopping Money Misinformation    
Get Smart About Credit Day  
Digital Danger: How to Protect Your Finances from Online Threats and Sca  
Understanding Bankruptcy: What It Means and How to Rebuild Financially  
What Are the Hidden Costs of Pet Ownership ? 
How to Identify Unhealthy Financial Behaviors Before You Find Yourself in a Money Freefall  
Game Day Goals: How to Support Your Team(s) Without Overspending   
Steps to Take If You Are Struggling With Credit Card Debt   
Labor Day on a Dime: Fun Without the Financial Hangover    
How Much Is Enough? A Realistic Look at Retirement Readiness   
Money Moves of the Future: Budgeting Trends That Work   
Holiday Budgeting Starts Now: How to Plan Ahead and Save More   
Smart Credit Habits for Teens and College Students   
Side Hustles & Summer Gigs: Turning Seasonal Work into Long-Te  
Mid-Year Money Check-In: Are You on Track with Your 2025 Financial Goals?   
How to Build an Emergency Fund on a Tight Budget   
Freedom to Dream: Setting Financial Goals That Inspire You  
Back-to-School Budgeting: Tips to Beat High Inflation  
Keys to Success: Financial Strategies for Buying a Car  
Planning for College as a Family: Saving, Budgeting, and Smart Borrowing  
Thriving Financially When You’re Self-Employed: Tips for Managing Money, Credit, and Cash Flow  
Insurance 101: What You Need to Know About Being Properly Insured  
Financial Tips for Military Households During Military Appreciation Month  
Preparing Financially to Rent an Apartment or Buy a Home   
Budgeting for Summer Fun: Camps, Trips, and Family Adventures  
Financial Literacy for the Future: Skills Every Young Adult Should Master  
The Truth About Credit: Debunking Common Credit Myths   
Conquering Debt: Tips for Financial Empowerment This Financial Literacy Month  
America Saves Week 2025: Saving for Major Milestones  
Mastering Your Money: Financial Literacy 101   
Spend, Save, Invest: Strategies for Getting the Most Out of Your Tax Refund or Windfall  
Retirement Planning for Women: Securing Your Future   
AI and Your Money: How AI is Impacting Access to Financial Knowledge and Success    
Spring into Action: Financial Cleaning Tips for March   
Preparing for Tax Season: Essential Steps to File Your Taxes   
Generational Wealth and Financial Health: A Black History Month Discussion  
Breaking Up with Bad Spending Habits: A Financial Detox Plan   
Stretching Your Dollars: Practical Tips to Cut Costs and Save More  
Identity Theft Awareness Week: Know the Risks, Protect Yourself   
Turn Small Habits Into Big Savings! How to Find a Savings Strategy That Works for You  
Mapping Your 2025 Financial Journey with SMART Goals  
Your Money Snapshot: Steps to Measure Financial Wellness and Start the Year Strong   
Building Financial Confidence: Creating a Healthy Money Mindset in 2025  
Set, Plan, Achieve: Your Roadmap to Financial Success in the New Year!  
Countdown to Savings: Smart Tax Moves for December  
Simplify the Season: Focusing on the Essentials for a Joyful Holiday Season  
Maximizing Your Savings This Black Friday, Cyber Monday and Beyond  
Transitioning to Civilian Life: Financial Considerations for Veterans   
Breaking the Money Taboo: Open Conversations for Talk Money Week   
Don’t Get Spooked: Managing Your Money Without Fear   
Securing Your Future: The Benefits of Long Term Care Planning   
Domestic Violence Awareness Month: Rebuilding Financial Independence After Abuse  
Balancing Budgets and Emotions: Navigating Mental Health and Finances   
Protecting Your Finances Online: Cybersecurity Strategies for Everyday Users   
Investing 101: Making Your Money Work for You   
Retirement Ready: Planning for Your Future Today   
Credit Confidence: Understanding and Improving Your Credit Score  
Back to Basics: Building a Strong Financial Foundation   
Financial Anxiety and Stress: Coping Mechanisms for Managing Money Worries     
Women’s Equality Day: Realities and Remedies for the Gender Wage Gap   
Financial Resilience: Building a Safety Net to Weather Life’s Unexpected Challenges       
Scrolling Wisely: Tips for Managing Your Finances in the Era of Social Media Influencers and Trends   
Navigating Finances After High School: A Beginner’s Guide  
Going for Gold: Managing Your Finances Like an Olympian  
Meal Planning Mastery: Saving Time and Money on Back-to-School Groceries   
Beating Inflation: Effective Ways to Save on Back-to-School Shopping  
Financial Freedom through Minimalism: Simplify Your Life, Grow Your Wealth   
Evaluating Needs vs. Wants in a High Inflation and High-Cost Environment  
Sunshine and Side Hustles: Maximizing Your Earnings This Summer  
Mid-Year Money Check: Are You on Track with Your Financial Goals?   
Thrifty Traveler’s Guide: Making the Most of Your Summer Adventures  
Empowering Our Heroes: Financial Education and Credit Insights for Military Appreciation Month  
Building a Strong Financial Foundation: Money Management Advice for Recent Grads  
Relocating on a Budget – Tips and Tricks for Cost-Effective Moving    
Navigating Small Business Credit: Tips for Startups and Entrepreneurs  
Financial Literacy Month: Resources and Tools That Can Boost Your Financial Health  
Financial Literacy Month: Navigating Credit and Debt  
Financial Literacy Month: Budgeting and Saving 101  
Financial Literacy Month: The Role Financial Literacy Plays in Building a Strong Foundation  
First Quarter Financial Goal Check-In  
Decluttering Your Finances: Tips for Spring Cleaning Your Budget  
Taking Control of Your Financial Destiny: Minimizing Reliance on Luck  
International Women’s Day: Let’s Explore the Complex Relationship Between Women and Money  
Getting a Head Start on Your Tax Prep  
Black History Month: Let’s Talk Business Credit and Ways to Support and Invest in Minority-Owned Businesses  
From Roses to Credit Scores: Discussing Credit and Financial Health on Valentine’s Day  
Credit Touchdowns: Ways to Score Big with Smart Credit Plays  
Identity Theft Awareness Week: Safeguarding Your Personal Information  
Automating Your Finances in the New Year   
Strategies for Tackling Your Holiday Debt   
Best Financial Habits to Adopt in 2024   
Credit Myths You Should Leave in 2023   
New Year, New You: Setting Money Resolutions for 2024   
Protecting Your Finances from Predatory Practices During the Holidays   
From Gifts to Goals: Setting Financial Priorities as a Couple for the Holidays   
Ways to Save on Holiday Shopping    
Breaking Down Today’s Personal Finance Trends   
Spreading Cheer, Not Debt This Holiday Season: The Power of Money Mindfulness  
Deck the Halls: Budget-Friendly Holiday Decorating Ideas  
Navigating Credit and Finances After Service: Essential Tips for Veterans  
Cybersecurity and Identity Theft Awareness- For the Holiday Season and Beyond  
From Rookie to MVP: Playing the Money Game  
Get Smart About Credit  
Smart Ways to Budget for the Holiday Season   
Financial Empowerment: Breaking the Chains of Domestic and Financial Abuse   
The Importance of Winterizing Your Finances   
Navigating the Future: Let’s Talk Estate Planning and Investing   
Habits That Can Improve Your Financial Health  
Celebrating the Fruits of Your Labor on Labor Day: Ways to Reward Yourself for Reaching Financial Milestones  
Women’s Equality Day: Financial Equality for Women in the Workplace and at Home  
Back to Basics: Your One-Hour Crash Course in Credit  
Financial Resilience: Identifying and Healing From Financial Trauma  
Ways to Prepare for and Save on College Living Expenses  
Holiday Planning in July: Time to Prep Those Holiday Budgets  
Let’s Get a Head Start on Back-to-School Shopping  
How to Keep Your Financial Cool in the Dog Days of Summer   
Strategies for Achieving Financial Independence  
It’s Wedding Season: Let’s Talk Savings Tips for the Happy Couple and Their Wedding Party  
Let’s Perform a Mid-Year Financial Check-In  
Pride Month: Financial Empowerment for the LGBTQ+ Community  
Tips for Protecting Your Identity While Traveling This Summer  
Financial Readiness for Your Military Family  
Let’s  Talk About  Gen Z , Millennials and Money  
What to Consider When Planning to Purchase a Car  
Finding the Right Side Hustle and Avoiding Scams  
Congrats Grad! Let’s Chat About Your Financial Future  
Getting a Head Start on Summer Planning  
Ways to Stretch Your Dollars in This Economic Environment  
What You Should Know When Getting Ready to Buy or Sell a Home  
Spring Cleaning Your Monthly Expenses  
Tax Season 101: What You Need to Know Before Filing  
International Women’s Day: Embracing Financial Equity Today and Every Day   
Bills, Bills, Bills: Simple Ways to Reduce Your Monthly Expenses  
Tips for Weathering a Financial Storm  
Black History Month :  Celebrating  Trailblazers  in the Black  Community    
Love and Credit: Managing Your Credit in a Relationship  
How to Align Your Physical Fitness Goals With Your Fiscal Fitness Goals  
Moving Out On Your Own: How to Prepare Your Finances for Renting  
Ways to Reduce Your Credit Card Debt in 2023    
Ways to Reduce Your Spending in 2023  
Establishing Good Financial Habits for 2023: Start With a  Financial Health Check-In 
Financial Tools That Can Set You Up for Success in 2023  
Identity Theft Awareness Month: Tips for Protecting Your Identity This Holiday Season  
How to Get Your Credit Ready for Your 2023 Goals  
Use It or Lose It: Maximizing Your Benefits Before 2023  
Ways to Give Back or Pay It Forward This Holiday Season  
Smart (and Not So Smart) Ways to Pay for Holiday Gifts  
Financial Tips for Military Families  
How to Fight the Winter Blues Without Blowing Your Budget  
Hocus Pocus Financial Focus: There’s Nothing Magical About Money  
Get Smart About Credit Day  
Answering Your Common Credit Questions From Social Media  
Ways to Identify and Protect Yourself from Financial Abuse in a Relationship  
How to Protect Yourself Against Credit Fraud and Identity Theft Online  
Head Start on the Holidays: Preparing Your Budget and Savings for the Holidays  
Thinking Outside of College: Successful Career Opportunities That Don’t Require a College Degree  
Aligning Your Career Goals with Your Financial Objectives  
Peer Pressure and Money: How to Not Let Your Financial Decisions Be Influenced by Others  
Student Loan Repayment Options and Updates You Should Know About  
Smart Ways to Pay for College  
Making Sure Economic Challenges Don’t Lead to a Financial Doomsday  
Preparing Your Budget for Back-to-School Shopping  
Grocery Shopping for the Family on a Budget  
Enjoying the Great Outdoors on a Budget   
How to Achieve Freedom from Financial Burdens and Stress  
Tips for Decluttering Your Finances  
Financial Tips for Same Sex Couples and the LGBTQ+ Community  
Moving Season: Tips for Saving Big on Your Next Move  
Half-Year Financial Check-In  
Summer Prep: Keeping the Family Entertained During the Summer  
Graduation Season: Preparing for Life’s Next Big Adventure  
May the 4th Be With You: Financial Lessons from Star Wars  
Steps You Can Take to Incorporate Financial Literacy in Your Daily Lives  
Championing Financial Literacy Month: Organizations That Are Making a Difference  
Maximizing Your Credit Scores During Financial Literacy Month  
April is Financial Literacy Month: What is financial literacy and why is it so important?  
Spring Credit Bootcamp Series: What to Do If You’ve Been a Victim of Credit Fraud  
Spring Credit Bootcamp Series: How to Fix Bad Credit  
Spring Credit Bootcamp Series: How to Fix Bad Credit  
Spring Credit Bootcamp Series: How to Fix Bad Credit  
Spring Credit Bootcamp Series: Credit Scores and How to Improve Them