Financial Literacy for the Future: Skills Every Young Adult Should Master

Our weekly#CreditChatstarted in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by@Experianon X (formerly Twitter) and all are welcome to participate. DM us any questions.

Join us for our final #Creditchat of Financial Literacy Month! We’ll be discussing essential financial skills every young adult should master with expert panelists, providing valuable tips and strategies for a successful financial future.

Topic: Financial Literacy for the Future: Skills Every Young Adult Should Master

When: Wednesday, April 30, 2025 at 3 p.m. ET.

Where: Join the live hashtag discussion

The panel will include: Jeanne Kelly: Credit expert, identity theft expert, speaker and founder of JeanneKelly.net; Danielle Miura, CFP®, MSFP, EA: Founder of Spark Financials; Jorrell Bland: Associate Wealth Advisor at Mitlin Financial, Inc.; Nia Adams: Speaker, Real Estate Investor, Author and Founder of PerspectivesChange.com; Robin Palmer: From the Arizona Council on Economic Education and the University of Arizona’s Take Charge Today Financial Literacy Program; Kembala Evans: Financial Coach, author, speaker and founder of Kembala.com; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian; Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.

Gift Card Giveaway
Enter here for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET. Complete rules here.

Questions we will discuss:

1. What does being financially literate mean to you, and why is it important for young adults today?
2. What are the most essential financial skills every young adult should learn before graduating high school or college?
3. How can young adults create and stick to a realistic budget? What tools or strategies work best?
4. Why is understanding credit scores important, and how can young people build good credit early on?
5. What are the pros and cons of student loans, and how can students make smart decisions about borrowing for education?
6. How can young adults start saving and investing early, even with limited income?
7. What role does technology play in managing personal finances, and which apps or platforms are most helpful?
8. How can financial literacy help young adults avoid common money mistakes like overspending or accumulating debt?
9. What financial lessons should be taught in schools, and how can education systems better prepare students for real-world money management?
10. How might financial literacy affect a person’s long-term success, independence, and quality of life?

Check out our complete list of upcoming personal finance Twitter chats here.