Get Smart About Credit Day 

Our weekly#CreditChatstarted in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by@Experianon X (formerly Twitter) and all are welcome to participate. DM us any questions.

Get Smart About Credit Day was founded by the American Bankers Association Foundation. The day is part of the broader “Get Smart About Credit” program, which aims to educate young people, especially high school students, about the importance of credit and sound financial management. Although Get Smart About Credit Day is October 17, Experian is excited to kick off the celebration early with a special #CreditChat dedicated to this important initiative.

Topic:Get Smart About Credit Day

When:Wednesday, October 16, 2024 at 3 p.m. ET.

Where:Join thelive hashtag discussion

The panel will include:Beverly Harzog:Credit Card Expert, Bestselling Author, columnist and podcast host atBeverlyHarzog.com;Rod Griffin:Senior Director, Consumer Education and Advocacy, Experian;Jennifer White:Consumer Education and Advocacy Team, andChristina Roman: Consumer Education and Advocacy Manager at Experian.

Gift Card Giveaway

Enter here for a chance to win a $50 Amazon gift card!We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET.Complete rules here.

Questions we will discuss:
1. Why is it important to get smart about credit? 
2. Why is establishing credit early important for young adults, and what are smart ways to get started?  
3. Where can students go to find reliable information about credit? 
4. What are the benefits of using credit cards to build credit, and how can you do so without incurring debt? 
5. What tools or resources can people use to start keeping track of their credit reports and scores? 
6. What are the most important factors from your credit report that impact your credit scores? 
7. What are some common misconceptions young people have about credit? 
8. What are some common credit mistakes young people make, and how can you avoid them? 
9. What should teens and young adults know about protecting their credit from identity theft?  
10. We love the purpose behind Get Smart About Credit Day! How can you join the movement to help spread credit education in your community?  

Check out our complete list ofupcoming personal finance Twitter chats here.

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